Is FIRSTSUN CAPITAL BANCORP (FSUN) Halal?

NASDAQ Financial Services United States $1.0B
✗ NOT HALAL
Confidence: 95/100
FIRSTSUN CAPITAL BANCORP (FSUN) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
10.4
Forward: 7.2
EPS
$3.47
P/B Ratio
0.9
Revenue
$409M
Growth: 10.8%
Beta
0.3
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 34.0%
Net Margin 24.8%
Return on Equity (ROE) 8.9%
Return on Assets (ROA) 1.2%

Cash Flow & Balance Sheet

Operating Cash Flow$111M
Free Cash Flow$104M
Total Debt$66M
Total Assets$8.5B

Price & Trading

Last Close$36.46
50-Day MA$37.85
200-Day MA$37.10
Avg Volume150K
Beta0.3
52-Week Range
$29.95
$42.34

About FIRSTSUN CAPITAL BANCORP (FSUN)

CEO
Mr. Neal E. Arnold
Employees
1,177
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$1.0B
Currency
USD

FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term certificate accounts, and treasury management products and services, as well as certificates of deposit. It also provides commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, including car, boat, and other recreational vehicle loans. In addition, the company offers residential real estate loans comprising 1-4 family loans, home equity loans, and multi-family loans, as well as credit card accounts, overdrafts, and other revolving loans. Further, it provides remote deposit and cash management products; wealth management services include private banking, wealth planning, investment management, and trust and retirement plan services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. Additionally, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, and debit card and ATM card services; and packaging and securitization of loans to governmental agencies. It operates through branches in Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.

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Frequently Asked Questions

Is FIRSTSUN CAPITAL BANCORP (FSUN) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), FIRSTSUN CAPITAL BANCORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is FIRSTSUN CAPITAL BANCORP's debt ratio?

FIRSTSUN CAPITAL BANCORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are FIRSTSUN CAPITAL BANCORP's key financial metrics?

FIRSTSUN CAPITAL BANCORP has a market capitalization of $1.0B, trailing P/E ratio of 10.4, and revenue of $409M. Return on equity stands at 8.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.