Is Shift4 Payments, Inc. (FOUR-PA) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | N/A | N/A | N/A | N/A | ? INSUFFICIENT DATA |
| DJIM | N/A | N/A | N/A | N/A | ? INSUFFICIENT DATA |
| MSCI | 57.2% / 33% | 24.0% / 33% | 6.9% / 33% | 1.01% / 5% | ✗ NOT HALAL |
| S&P | N/A | N/A | N/A | N/A | ? INSUFFICIENT DATA |
| FTSE | 57.2% / 33% | 24.0% / 33% | 6.9% / 50% | 1.01% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 34.2% | |
| Operating Margin | 10.5% | |
| Net Margin | 2.8% | |
| Return on Equity (ROE) | 9.9% | |
| Return on Assets (ROA) | 3.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $634M |
| Free Cash Flow | $373M |
| Total Debt | $4.6B |
| Debt-to-Equity | 235.9 |
| Current Ratio | 1.7 |
| Total Assets | $8.7B |
Price & Trading
| Last Close | $56.80 |
| 50-Day MA | $67.16 |
| 200-Day MA | $90.02 |
| Avg Volume | 79K |
| Beta | 1.6 |
|
52-Week Range
$52.87
| |
About Shift4 Payments, Inc. (FOUR-PA)
Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company offers payments platform, which provides omni channel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay. It provides technology solutions, such as SkyTab POS, which provides purpose-built POS workstations; SkyTab Mobile, which provides pay-at-the-table, order-at-the-table, delivery, customer feedback, and email marketing solutions; SkyTab Venue, which provides mobile ordering, countertop POS, self-service kiosk, and digital wallet solutions; Lighthouse, a cloud-based suite of business intelligence tools that includes customer engagement, social media management, online reputation management, scheduling and product pricing, as well as extensive reporting and analytics; The Giving Block, a cryptocurrency donation marketplace; Shift4Shop, an ecommerce platform that creates a webstore and tools to manage product catalog, order fulfillment and inventory management, search engine optimization, and secure hosting; and Marketplace that enables integrations into third-party applications, as well as loyalty and inventory management. In addition, the company offers merchant operations and support services, including underwriting, onboarding, and activation; training; risk management; and support. It also provides software partner operations and support services, including software integrations and compliance management; partner support; and partner services. The company distributes its products through independent software vendors, internal sales and support network, enterprises, and value-added resellers. The company was founded in 1999 and is headquartered in Center Valley, Pennsylvania.
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Frequently Asked Questions
Is Shift4 Payments, Inc. (FOUR-PA) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Shift4 Payments, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Shift4 Payments, Inc.'s debt ratio?
Shift4 Payments, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 57.2%.
What are Shift4 Payments, Inc.'s key financial metrics?
Shift4 Payments, Inc. has a market capitalization of N/A, and revenue of $4.2B. The company maintains a gross margin of 34.2% and a net margin of 2.8%. Return on equity stands at 9.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.