Is Fidelity National Financial, Inc. (FNF) Halal?

NYSE Financial Services United States $12.4B
✗ NOT HALAL
Confidence: 95/100
Fidelity National Financial, Inc. (FNF) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Specialty industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Specialty ✗ NOT HALAL
DJIM Excluded — Insurance - Specialty ✗ NOT HALAL
MSCI Excluded — Insurance - Specialty ✗ NOT HALAL
S&P Excluded — Insurance - Specialty ✗ NOT HALAL
FTSE Excluded — Insurance - Specialty ✗ NOT HALAL

Financial Highlights

P/E Ratio
20.7
Forward: 7.0
EPS
$2.21
Dividend Yield
455.0%
Payout: 91.4%
P/B Ratio
1.7
EV/EBITDA
6.9
EV: $14.4B
Revenue
$14.1B
Growth: 12.3%
Beta
1.0
Average volatility
Current Ratio
1.0

Profitability

Gross Margin 53.5%
Operating Margin 13.1%
Net Margin 4.2%
Return on Equity (ROE) 7.8%
Return on Assets (ROA) 1.1%

Cash Flow & Balance Sheet

Operating Cash Flow$5.8B
Free Cash Flow$5.7B
Total Debt$4.8B
Debt-to-Equity53.1
Current Ratio1.0
Total Assets$109.0B

Price & Trading

Last Close$45.95
50-Day MA$51.73
200-Day MA$54.44
Avg Volume1.8M
Beta1.0
52-Week Range
$42.78
$64.34

About Fidelity National Financial, Inc. (FNF)

CEO
Mr. Michael Joseph Nolan
Employees
24,535
Sector
Financial Services
Industry
Insurance - Specialty
Country
United States
Exchange
NYSE
Market Cap
$12.4B
Currency
USD

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. It also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, the company offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, it engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.

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Frequently Asked Questions

Is Fidelity National Financial, Inc. (FNF) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Fidelity National Financial, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Fidelity National Financial, Inc.'s debt ratio?

Fidelity National Financial, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Fidelity National Financial, Inc.'s key financial metrics?

Fidelity National Financial, Inc. has a market capitalization of $12.4B, trailing P/E ratio of 20.7, and revenue of $14.1B. The company maintains a gross margin of 53.5% and a net margin of 4.2%. Return on equity stands at 7.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.