Is FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 21.8% | |
| Net Margin | -9.4% | |
| Return on Equity (ROE) | -2.2% | |
| Return on Assets (ROA) | -0.2% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$181M |
| Free Cash Flow | -$248M |
| Total Debt | $12.2B |
| Total Assets | $87.5B |
Price & Trading
| Last Close | $13.23 |
| 50-Day MA | $13.18 |
| 200-Day MA | $12.22 |
| Avg Volume | 5.2M |
| Beta | 1.1 |
|
52-Week Range
$9.64
| |
About FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)
Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Flagstar Financial, Inc. Flagstar Bank, National Association was founded in 1859 and is headquartered in Hicksville, New York.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), FLAGSTAR BANK, NATIONAL ASSOCIATION is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is FLAGSTAR BANK, NATIONAL ASSOCIATION's debt ratio?
FLAGSTAR BANK, NATIONAL ASSOCIATION's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are FLAGSTAR BANK, NATIONAL ASSOCIATION's key financial metrics?
FLAGSTAR BANK, NATIONAL ASSOCIATION has a market capitalization of $5.4B, and revenue of $2.1B. Return on equity stands at -2.2%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.