Five9, Inc. (FIVN) Financial Ratio Screen

NASDAQ Technology United States USD 1129M
RATIOS FAIL*
Automated financial screen · activity assessed separately
Five9, Inc. (FIVN) is potentially non-compliant in the automated ratio model. The company's debt ratio of 45.0% exceeds the 30% MSCI new-inclusion threshold relative to total assets. Five9, Inc. operates in the Technology sector.

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MSCI new-inclusion financial-ratio snapshot

FIVN financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
45.0%
Fail vs 30%
Cash ratio
38.9%
Fail vs 30%
Receivables + cash
46.5%
Fail vs 30%
Impermissible income
2.6%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Software - Infrastructure) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Five9, Inc., together with its subsidiaries, provides intelligent cloud software for contact centers in the United States and internationally. It offers CX platform that delivers a suite of applications, which enables the breadth of customer service, sales, and marketing functions. The company's platform comprises AI agents, agent assist, workflow automation, AI insights, AI summaries, workforce engagement management, and revenue execution, as well as allows simultaneous management and optimization of customer interactions across voice, chat, email, web, social media and mobile channels, through our application programming interfaces. It also matches each customer interaction with an agent resource and delivers customer data to the agent in real-time through integrations with adjacent enterprise applications, such as CRM software, to optimize customer experience and enhance agent productivity, as well as offers software-as-a-service business model. The company serves customers in various industries, such as banking and financial services, business process outsourcers, retail, healthcare, technology, and education. Five9, Inc. was incorporated in 2001 and is headquartered in San Ramon, California.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 45.0%
/ 30%
38.9%
/ 30%
46.5%
/ 30%
2.63%
/ 5%
RATIOS FAIL*
FTSE 45.0%
/ 33%
38.9%
/ 33%
46.5%
/ 50%
2.63%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
32.1
Forward: 4.0
EPS
$0.45
P/B Ratio
1.4
EV/EBITDA
11.3
EV: $1.2B
Revenue
$1.1B
Growth: 7.8%
Beta
1.3
High volatility
Current Ratio
4.5

Profitability

Gross Margin 55.2%
Operating Margin 8.7%
Net Margin 3.4%
Return on Equity (ROE) 5.6%
Return on Assets (ROA) 1.5%

Cash Flow & Balance Sheet

Operating Cash Flow$226M
Free Cash Flow$162M
Total Debt$805M
Debt-to-Equity102.5
Current Ratio4.5
Total Assets$1.8B

Price & Trading

Last Close$15.12
50-Day MA$17.11
200-Day MA$22.17
Avg Volume2.4M
Beta1.3
52-Week Range
$14.22
$30.38

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About Five9, Inc. (FIVN)

CEO
Mr. Amit Mathradas
Employees
2,910
Sector
Technology
Industry
Software - Infrastructure
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 1129M
Currency
USD

Five9, Inc., together with its subsidiaries, provides intelligent cloud software for contact centers in the United States and internationally. It offers CX platform that delivers a suite of applications, which enables the breadth of customer service, sales, and marketing functions. The company's platform comprises AI agents, agent assist, workflow automation, AI insights, AI summaries, workforce engagement management, and revenue execution, as well as allows simultaneous management and optimization of customer interactions across voice, chat, email, web, social media and mobile channels, through our application programming interfaces. It also matches each customer interaction with an agent resource and delivers customer data to the agent in real-time through integrations with adjacent enterprise applications, such as CRM software, to optimize customer experience and enhance agent productivity, as well as offers software-as-a-service business model. The company serves customers in various industries, such as banking and financial services, business process outsourcers, retail, healthcare, technology, and education. Five9, Inc. was incorporated in 2001 and is headquartered in San Ramon, California.

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Frequently Asked Questions

Is Five9, Inc. (FIVN) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is Five9, Inc.'s debt ratio?

Five9, Inc.'s debt ratio is 45.0% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are Five9, Inc.'s key financial metrics?

Five9, Inc. has a market capitalization of USD 1129M in its listing currency, trailing P/E ratio of 32.1, and revenue of $1.1B. The company maintains a gross margin of 55.2% and a net margin of 3.4%. Return on equity stands at 5.6%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.