Is Five9, Inc. (FIVN) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 56.9% / 30% | 49.3% / 30% | 9.5% / 30% | 2.63% / 5% | ✗ NOT HALAL |
| DJIM | 56.9% / 33% | 49.3% / 33% | 9.5% / 33% | 2.63% / 5% | ✗ NOT HALAL |
| MSCI | 45.0% / 33% | 38.9% / 33% | 7.5% / 33% | 2.63% / 5% | ✗ NOT HALAL |
| S&P | 56.9% / 33% | 49.3% / 33% | 9.5% / 33% | 2.63% / 5% | ✗ NOT HALAL |
| FTSE | 45.0% / 33% | 38.9% / 33% | 7.5% / 50% | 2.63% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 55.2% | |
| Operating Margin | 8.7% | |
| Net Margin | 3.4% | |
| Return on Equity (ROE) | 5.6% | |
| Return on Assets (ROA) | 1.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $226M |
| Free Cash Flow | $162M |
| Total Debt | $805M |
| Debt-to-Equity | 102.5 |
| Current Ratio | 4.5 |
| Total Assets | $1.8B |
Price & Trading
| Last Close | $15.12 |
| 50-Day MA | $17.11 |
| 200-Day MA | $22.17 |
| Avg Volume | 2.4M |
| Beta | 1.3 |
|
52-Week Range
$14.22
| |
About Five9, Inc. (FIVN)
Five9, Inc., together with its subsidiaries, provides intelligent cloud software for contact centers in the United States and internationally. It offers CX platform that delivers a suite of applications, which enables the breadth of customer service, sales, and marketing functions. The company's platform comprises AI agents, agent assist, workflow automation, AI insights, AI summaries, workforce engagement management, and revenue execution, as well as allows simultaneous management and optimization of customer interactions across voice, chat, email, web, social media and mobile channels, through our application programming interfaces. It also matches each customer interaction with an agent resource and delivers customer data to the agent in real-time through integrations with adjacent enterprise applications, such as CRM software, to optimize customer experience and enhance agent productivity, as well as offers software-as-a-service business model. The company serves customers in various industries, such as banking and financial services, business process outsourcers, retail, healthcare, technology, and education. Five9, Inc. was incorporated in 2001 and is headquartered in San Ramon, California.
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Frequently Asked Questions
Is Five9, Inc. (FIVN) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Five9, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Five9, Inc.'s debt ratio?
Five9, Inc.'s debt ratio is 56.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 45.0%.
What are Five9, Inc.'s key financial metrics?
Five9, Inc. has a market capitalization of $1.1B, trailing P/E ratio of 32.1, and revenue of $1.1B. The company maintains a gross margin of 55.2% and a net margin of 3.4%. Return on equity stands at 5.6%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.