Is Fiserv (FISV) Halal?

NYSE Financials $29.0B
✗ NOT HALAL
Confidence: 90/100
Fiserv (FISV) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 85.8% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Fiserv operates in the Financials sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 85.8%
/ 30%
2.4%
/ 30%
12.2%
/ 30%
0.18%
/ 5%
✗ NOT HALAL
DJIM 85.8%
/ 33%
2.4%
/ 33%
12.2%
/ 33%
0.18%
/ 5%
✗ NOT HALAL
MSCI 36.3%
/ 33%
1.0%
/ 33%
5.2%
/ 33%
0.18%
/ 5%
✗ NOT HALAL
S&P 85.8%
/ 33%
2.4%
/ 33%
12.2%
/ 33%
0.18%
/ 5%
✗ NOT HALAL
FTSE 36.3%
/ 33%
1.0%
/ 33%
5.2%
/ 50%
0.18%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
8.5
Forward: 5.9
P/B Ratio
1.1
Revenue
$21.2B

Cash Flow & Balance Sheet

Operating Cash Flow$6.1B
Free Cash Flow$4.3B
Total Debt$29.1B
Total Assets$80.1B

Price & Trading

Last Close$55.54
50-Day MA$61.04
200-Day MA$102.40
Avg Volume8.4M
52-Week Range
$52.91
$227.00

About Fiserv (FISV)

Sector
Financials
Exchange
NYSE
Market Cap
$29.0B
Currency
USD

Frequently Asked Questions

Is Fiserv (FISV) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Fiserv is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Fiserv's debt ratio?

Fiserv's debt ratio is 85.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 36.3%.

What are Fiserv's key financial metrics?

Fiserv has a market capitalization of $29.0B, trailing P/E ratio of 8.5, and revenue of $21.2B.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.