Is FIDELITY D & D BANCORP INC (FDBC) Halal?

NASDAQ Financial Services United States $252M
✗ NOT HALAL
Confidence: 95/100
FIDELITY D & D BANCORP INC (FDBC) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
8.8
EPS
$4.86
Dividend Yield
394.0%
Payout: 33.5%
P/B Ratio
1.0
Revenue
$91M
Growth: 14.6%
Beta
0.8
Average volatility

Profitability

Gross Margin 0.0%
Operating Margin 39.5%
Net Margin 30.8%
Return on Equity (ROE) 12.7%
Return on Assets (ROA) 1.1%

Cash Flow & Balance Sheet

Operating Cash Flow$42M
Free Cash Flow$25M
Total Debt$17M
Total Assets$2.7B

Price & Trading

Last Close$43.33
50-Day MA$44.75
200-Day MA$44.12
Avg Volume7K
Beta0.8
52-Week Range
$37.00
$50.00

About FIDELITY D & D BANCORP INC (FDBC)

CEO
Mr. Daniel J. Santaniello
Employees
298
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$252M
Currency
USD

Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. It also offers commercial and industrial, commercial real estate, consumer, and residential mortgage loans. In addition, the company provides government and healthcare banking services, cash management and merchant services, and credit and debit cards; and alternative financial and insurance products with asset management services, as well as online banking, telephone banking, and digital wallet. The company was founded in 1902 and is headquartered in Dunmore, Pennsylvania.

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Frequently Asked Questions

Is FIDELITY D & D BANCORP INC (FDBC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), FIDELITY D & D BANCORP INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is FIDELITY D & D BANCORP INC's debt ratio?

FIDELITY D & D BANCORP INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are FIDELITY D & D BANCORP INC's key financial metrics?

FIDELITY D & D BANCORP INC has a market capitalization of $252M, trailing P/E ratio of 8.8, and revenue of $91M. Return on equity stands at 12.7%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.