Is FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 43.5% | |
| Net Margin | 29.1% | |
| Return on Equity (ROE) | 9.5% | |
| Return on Assets (ROA) | 1.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $63M |
| Free Cash Flow | $60M |
| Total Assets | $3.3B |
Price & Trading
| Last Close | $41.19 |
| 50-Day MA | $38.88 |
| 200-Day MA | $36.48 |
| Avg Volume | 73K |
| Beta | 0.5 |
|
52-Week Range
$31.21
| |
About FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC)
First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services. It serves individual and commercial customers in the education, government, health services, retail trade, construction, manufacturing, tourism, coal mining and gas extraction, and transportation industries. The company operates through branches in Virginia, West Virginia, North Carolina, and Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.
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Frequently Asked Questions
Is FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), FIRST COMMUNITY BANKSHARES INC /VA/ is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is FIRST COMMUNITY BANKSHARES INC /VA/'s debt ratio?
FIRST COMMUNITY BANKSHARES INC /VA/'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are FIRST COMMUNITY BANKSHARES INC /VA/'s key financial metrics?
FIRST COMMUNITY BANKSHARES INC /VA/ has a market capitalization of $786M, trailing P/E ratio of 15.5, and revenue of $157M. Return on equity stands at 9.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.