Is EZCORP INC (EZPW) Halal?
Shariah Screening — 5 Standards
Based on financial data from September 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 58.6% | |
| Operating Margin | 15.9% | |
| Net Margin | 9.2% | |
| Return on Equity (ROE) | 13.0% | |
| Return on Assets (ROA) | 6.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $149M |
| Free Cash Flow | $110M |
| Total Debt | $764M |
| Debt-to-Equity | 71.6 |
| Current Ratio | 6.0 |
| Total Assets | $2.0B |
Price & Trading
| Last Close | $25.28 |
| 50-Day MA | $24.43 |
| 200-Day MA | $18.98 |
| Avg Volume | 919K |
| Beta | 0.5 |
|
52-Week Range
$12.85
| |
About EZCORP INC (EZPW)
EZCORP, Inc. provides pawn services in the United States, Mexixo, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.
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Frequently Asked Questions
Is EZCORP INC (EZPW) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), EZCORP INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is EZCORP INC's debt ratio?
EZCORP INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are EZCORP INC's key financial metrics?
EZCORP INC has a market capitalization of $1.6B, trailing P/E ratio of 16.1, and revenue of $1.3B. The company maintains a gross margin of 58.6% and a net margin of 9.2%. Return on equity stands at 13.0%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.