Is Experian (EXPN) Halal?
Shariah Screening — 5 Standards
Based on financial data from March 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 20.1% / 30% | 1.6% / 30% | 6.7% / 30% | 0.28% / 5% | ✓ HALAL |
| DJIM | 20.1% / 33% | 1.6% / 33% | 6.7% / 33% | 0.28% / 5% | ✓ HALAL |
| MSCI | 38.9% / 33% | 3.0% / 33% | 13.1% / 33% | 0.28% / 5% | ✗ NOT HALAL |
| S&P | 20.1% / 33% | 1.6% / 33% | 6.7% / 33% | 0.28% / 5% | ✓ HALAL |
| FTSE | 38.9% / 33% | 3.0% / 33% | 13.1% / 50% | 0.28% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 41.1% | |
| Operating Margin | 24.9% | |
| Net Margin | 17.1% | |
| Return on Equity (ROE) | 26.8% | |
| Return on Assets (ROA) | 9.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $2.0B |
| Free Cash Flow | $1.4B |
| Total Debt | $5.0B |
| Debt-to-Equity | 105.2 |
| Current Ratio | 0.7 |
| Total Assets | $12.9B |
Price & Trading
| Last Close | GBp 2,545.00 |
| 50-Day MA | GBp 2,691.86 |
| 200-Day MA | GBp 3,400.09 |
| Avg Volume | 4.5M |
| Beta | 0.9 |
|
52-Week Range
GBp 2,353.00
| |
About Experian (EXPN)
Experian plc, together with its subsidiaries, operates as a data and technology company in North America, Latin America, the United Kingdom, Ireland, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Business-to-Business and Consumer Services. The company collects, sorts, aggregates, and transforms data from various sources. It also owns, create, and develops analytics, predictive tools, sophisticated software, and platforms; credit risk, fraud prevention, identity management, customer service and engagement, account processing, and account management services; and data analysis, and research and development services. In addition, the company provides credit education, free access to Experian credit reports and scores, and online educational tools. It serves its customers in financial service, direct-to-consumer, health, retail, software and professional services, automotive, insurance, media and technology, telecommunications and utility, and other industries, and government and public sectors. The company was formerly known as Experian Group Limited and changed its name to Experian plc in July 2008. Experian plc was founded in 1826 and is headquartered in Dublin, Ireland.
Purification Calculator
As a halal stock with 0.28% impermissible income, you need to purify your dividends.
Related Halal Stocks in Industrials
Frequently Asked Questions
Is Experian (EXPN) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Experian is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Experian's debt ratio?
Experian's debt ratio is 20.1% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 38.9%.
Does Experian require dividend purification?
Yes, Experian has an impermissible income ratio of 0.28%, which means 0.28% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are Experian's key financial metrics?
Experian has a market capitalization of $22.5B, trailing P/E ratio of 22.5, and revenue of $7.5B. The company maintains a gross margin of 41.1% and a net margin of 17.1%. Return on equity stands at 26.8%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.