ExlService Holdings, Inc. (EXLS) Financial Ratio Screen

NASDAQ Technology United States USD 5822M
RATIOS FAIL*
Automated financial screen · activity assessed separately
ExlService Holdings, Inc. (EXLS) is potentially non-compliant in the automated ratio model. ExlService Holdings, Inc. operates in the Technology sector.

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MSCI new-inclusion financial-ratio snapshot

EXLS financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
23.7%
Pass vs 30%
Cash ratio
19.3%
Pass vs 30%
Receivables + cash
42.3%
Fail vs 30%
Impermissible income
0.5%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria passedActivity is assessed separately
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Information Technology Services) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: ExlService Holdings, Inc., operates as a data and artificial intelligence (“AI”) company in the North America, the United Kingdom, Europe, and internationally. The company operates through Insurance; Healthcare and Life Sciences; Banking, Capital Markets, and Diversified Industries; and International Growth Markets. It provides digital operations and solutions and analytics-driven services, such as claims management, premium and benefit administration, agency management, account reconciliation, actuarial and risk analytics, policy research, digital marketing, underwriting support, new business acquisition, policy servicing, audit, surveys, billing and collection, commercial and residential survey, and customer service; digital customer acquisition services using a software-as-a-service delivery model through LifePRO and Life Digital Suite platforms; and Subrosource software platform, an end-to-end subrogation platform. The company also offers health care services for care, utilization, and disease management; payment integrity; revenue optimization, customer engagement, and commercial analytics and regulatory support services; and digital operations and solutions. In addition, it provides financial planning and analysis, accounting, regulatory and statutory reporting, decision support, data management, and compliance services; consumer and commercial banking, credit card and payment services; fintech, wealth and retirement services; capital markets, utilities, retail and consumer packaged goods, communications, media and entertainment, travel and leisure, transportation and logistics, infrastructure, and other business services; property and casualty insurance, life insurance, disability insurance; and insurance brokers, reinsurers, annuity and retirement services. The company was founded in 1999 and is headquartered in New York, New York.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 23.7%
/ 30%
19.3%
/ 30%
42.3%
/ 30%
0.46%
/ 5%
RATIOS FAIL*
FTSE 23.7%
/ 33%
19.3%
/ 33%
42.3%
/ 50%
0.46%
/ 5%
FINANCIAL SCREEN PASSED*

Financial Highlights

P/E Ratio
24.3
Forward: 14.8
EPS
$1.58
P/B Ratio
6.7
EV/EBITDA
15.8
EV: $6.0B
Revenue
$2.1B
Growth: 15.6%
Beta
0.8
Low volatility
Current Ratio
1.2

Profitability

Gross Margin 38.5%
Operating Margin 14.6%
Net Margin 11.2%
Return on Equity (ROE) 25.9%
Return on Assets (ROA) 12.0%

Cash Flow & Balance Sheet

Operating Cash Flow$351M
Free Cash Flow$298M
Total Debt$404M
Debt-to-Equity56.6
Current Ratio1.2
Total Assets$1.7B

Price & Trading

Last Close$38.18
50-Day MA$30.90
200-Day MA$33.55
Avg Volume2.6M
Beta0.8
52-Week Range
$24.85
$45.08

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About ExlService Holdings, Inc. (EXLS)

CEO
Mr. Rohit Kapoor
Employees
65,000
Sector
Technology
Industry
Information Technology Services
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 5822M
Currency
USD

ExlService Holdings, Inc., operates as a data and artificial intelligence (“AI”) company in the North America, the United Kingdom, Europe, and internationally. The company operates through Insurance; Healthcare and Life Sciences; Banking, Capital Markets, and Diversified Industries; and International Growth Markets. It provides digital operations and solutions and analytics-driven services, such as claims management, premium and benefit administration, agency management, account reconciliation, actuarial and risk analytics, policy research, digital marketing, underwriting support, new business acquisition, policy servicing, audit, surveys, billing and collection, commercial and residential survey, and customer service; digital customer acquisition services using a software-as-a-service delivery model through LifePRO and Life Digital Suite platforms; and Subrosource software platform, an end-to-end subrogation platform. The company also offers health care services for care, utilization, and disease management; payment integrity; revenue optimization, customer engagement, and commercial analytics and regulatory support services; and digital operations and solutions. In addition, it provides financial planning and analysis, accounting, regulatory and statutory reporting, decision support, data management, and compliance services; consumer and commercial banking, credit card and payment services; fintech, wealth and retirement services; capital markets, utilities, retail and consumer packaged goods, communications, media and entertainment, travel and leisure, transportation and logistics, infrastructure, and other business services; property and casualty insurance, life insurance, disability insurance; and insurance brokers, reinsurers, annuity and retirement services. The company was founded in 1999 and is headquartered in New York, New York.

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Frequently Asked Questions

Is ExlService Holdings, Inc. (EXLS) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is ExlService Holdings, Inc.'s debt ratio?

ExlService Holdings, Inc.'s debt ratio is 23.7% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are ExlService Holdings, Inc.'s key financial metrics?

ExlService Holdings, Inc. has a market capitalization of USD 5822M in its listing currency, trailing P/E ratio of 24.3, and revenue of $2.1B. The company maintains a gross margin of 38.5% and a net margin of 11.2%. Return on equity stands at 25.9%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.