Is ERIE INDEMNITY CO (ERIE) Halal?

NASDAQ Financial Services United States $12.6B
✗ NOT HALAL
Confidence: 95/100
ERIE INDEMNITY CO (ERIE) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance Brokers industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance Brokers ✗ NOT HALAL
DJIM Excluded — Insurance Brokers ✗ NOT HALAL
MSCI Excluded — Insurance Brokers ✗ NOT HALAL
S&P Excluded — Insurance Brokers ✗ NOT HALAL
FTSE Excluded — Insurance Brokers ✗ NOT HALAL

Financial Highlights

P/E Ratio
22.5
Forward: 17.2
EPS
$10.69
Dividend Yield
243.0%
Payout: 52.0%
P/B Ratio
5.5
EV/EBITDA
15.2
EV: $12.3B
Revenue
$4.1B
Growth: 2.9%
Beta
0.4
Low volatility
Current Ratio
1.3

Profitability

Gross Margin 17.6%
Operating Margin 17.2%
Net Margin 13.8%
Return on Equity (ROE) 26.2%
Return on Assets (ROA) 14.8%

Cash Flow & Balance Sheet

Operating Cash Flow$687M
Free Cash Flow$571M
Debt-to-Equity2.7
Current Ratio1.3
Total Assets$3.4B

Price & Trading

Last Close$243.26
50-Day MA$266.72
200-Day MA$308.21
Avg Volume217K
Beta0.4
52-Week Range
$233.82
$434.00

About ERIE INDEMNITY CO (ERIE)

CEO
Mr. Timothy Gerard NeCastro C.I.C., C.P.A.
Employees
6,667
Sector
Financial Services
Industry
Insurance Brokers
Country
United States
Exchange
NASDAQ
Market Cap
$12.6B
Currency
USD

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.

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Frequently Asked Questions

Is ERIE INDEMNITY CO (ERIE) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), ERIE INDEMNITY CO is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is ERIE INDEMNITY CO's debt ratio?

ERIE INDEMNITY CO's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are ERIE INDEMNITY CO's key financial metrics?

ERIE INDEMNITY CO has a market capitalization of $12.6B, trailing P/E ratio of 22.5, and revenue of $4.1B. The company maintains a gross margin of 17.6% and a net margin of 13.8%. Return on equity stands at 26.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.