Is EQUITY BANCSHARES INC (EQBK) Halal?

NYSE Financial Services United States $925M
✗ NOT HALAL
Confidence: 95/100
EQUITY BANCSHARES INC (EQBK) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
35.5
Forward: 8.2
EPS
$1.23
Dividend Yield
165.0%
Payout: 53.7%
P/B Ratio
1.1
Revenue
$207M
Growth: 26.0%
Beta
0.9
Average volatility

Profitability

Gross Margin 0.0%
Operating Margin 41.1%
Net Margin 11.3%
Return on Equity (ROE) 3.4%
Return on Assets (ROA) 0.4%

Cash Flow & Balance Sheet

Operating Cash Flow$51M
Free Cash Flow$38M
Total Debt$398M
Total Assets$6.4B

Price & Trading

Last Close$43.85
50-Day MA$45.54
200-Day MA$42.66
Avg Volume105K
Beta0.9
52-Week Range
$34.11
$50.07

About EQUITY BANCSHARES INC (EQBK)

CEO
Mr. Brad S. Elliott
Employees
909
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NYSE
Market Cap
$925M
Currency
USD

Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. It accepts demand, savings, money market, and time deposits. The company's loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, government guaranteed, letter of credit, and other loan products. It also provides loans for 1 – 4 family residential mortgages, agricultural, consumer, residential real estate mortgage, and agricultural real estate and production loans. In addition, the company offers debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; night depository; direct deposit; cashier's and travelers checks; letters of credit; and ITMs and ATMs. Further, it provides cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts; and banking services through telephone, mail, and personal appointments. Additionally, the company offers treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house origination, and stop payments. It operates in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was founded in 1985 and is headquartered in Wichita, Kansas.

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Frequently Asked Questions

Is EQUITY BANCSHARES INC (EQBK) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), EQUITY BANCSHARES INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is EQUITY BANCSHARES INC's debt ratio?

EQUITY BANCSHARES INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are EQUITY BANCSHARES INC's key financial metrics?

EQUITY BANCSHARES INC has a market capitalization of $925M, trailing P/E ratio of 35.5, and revenue of $207M. Return on equity stands at 3.4%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.