Is EQUIFAX INC (EFX) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 20.0% / 30% | 0.7% / 30% | 4.0% / 30% | 0.2% / 5% | ✓ HALAL |
| DJIM | 20.0% / 33% | 0.7% / 33% | 4.0% / 33% | 0.2% / 5% | ✓ HALAL |
| MSCI | 42.9% / 33% | 1.5% / 33% | 8.5% / 33% | 0.2% / 5% | ✗ NOT HALAL |
| S&P | 20.0% / 33% | 0.7% / 33% | 4.0% / 33% | 0.2% / 5% | ✓ HALAL |
| FTSE | 42.9% / 33% | 1.5% / 33% | 8.5% / 50% | 0.2% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 56.4% | |
| Operating Margin | 18.1% | |
| Net Margin | 10.9% | |
| Return on Equity (ROE) | 13.8% | |
| Return on Assets (ROA) | 6.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.6B |
| Free Cash Flow | $1.1B |
| Total Debt | $5.1B |
| Debt-to-Equity | 110.6 |
| Current Ratio | 0.6 |
| Total Assets | $11.9B |
Price & Trading
| Last Close | $174.51 |
| 50-Day MA | $195.86 |
| 200-Day MA | $226.21 |
| Avg Volume | 1.7M |
| Beta | 1.5 |
|
52-Week Range
$166.02
| |
About EQUIFAX INC (EFX)
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Purification Calculator
As a halal stock with 0.20% impermissible income, you need to purify your dividends.
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Frequently Asked Questions
Is EQUIFAX INC (EFX) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), EQUIFAX INC is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is EQUIFAX INC's debt ratio?
EQUIFAX INC's debt ratio is 20.0% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 42.9%.
Does EQUIFAX INC require dividend purification?
Yes, EQUIFAX INC has an impermissible income ratio of 0.20%, which means 0.20% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are EQUIFAX INC's key financial metrics?
EQUIFAX INC has a market capitalization of $20.7B, trailing P/E ratio of 32.2, and revenue of $6.1B. The company maintains a gross margin of 56.4% and a net margin of 10.9%. Return on equity stands at 13.8%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.