Is EURONET WORLDWIDE, INC. (EEFT) Halal?

NASDAQ Technology United States $2.7B
✗ NOT HALAL
Confidence: 90/100
EURONET WORLDWIDE, INC. (EEFT) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 70.6% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. EURONET WORLDWIDE, INC. operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 70.6%
/ 30%
54.8%
/ 30%
10.8%
/ 30%
0.55%
/ 5%
✗ NOT HALAL
DJIM 70.6%
/ 33%
54.8%
/ 33%
10.8%
/ 33%
0.55%
/ 5%
✗ NOT HALAL
MSCI 33.6%
/ 33%
26.1%
/ 33%
5.2%
/ 33%
0.55%
/ 5%
✗ NOT HALAL
S&P 70.6%
/ 33%
54.8%
/ 33%
10.8%
/ 33%
0.55%
/ 5%
✗ NOT HALAL
FTSE 33.6%
/ 33%
26.1%
/ 33%
5.2%
/ 50%
0.55%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
9.5
Forward: 5.3
EPS
$6.84
P/B Ratio
2.0
EV/EBITDA
4.6
EV: $3.1B
Revenue
$4.2B
Growth: 5.9%
Beta
0.8
Average volatility
Current Ratio
1.1

Profitability

Gross Margin 24.5%
Operating Margin 8.7%
Net Margin 7.3%
Return on Equity (ROE) 24.5%
Return on Assets (ROA) 5.4%

Cash Flow & Balance Sheet

Operating Cash Flow$560M
Free Cash Flow$434M
Total Debt$2.2B
Debt-to-Equity164.6
Current Ratio1.1
Total Assets$6.5B

Price & Trading

Last Close$68.53
50-Day MA$71.26
200-Day MA$83.55
Avg Volume683K
Beta0.8
52-Week Range
$64.34
$114.25

About EURONET WORLDWIDE, INC. (EEFT)

CEO
Mr. Michael J. Brown M.Sc.
Employees
10,800
Sector
Technology
Industry
Software - Infrastructure
Country
United States
Exchange
NASDAQ
Market Cap
$2.7B
Currency
USD

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.

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Frequently Asked Questions

Is EURONET WORLDWIDE, INC. (EEFT) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), EURONET WORLDWIDE, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is EURONET WORLDWIDE, INC.'s debt ratio?

EURONET WORLDWIDE, INC.'s debt ratio is 70.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 33.6%.

What are EURONET WORLDWIDE, INC.'s key financial metrics?

EURONET WORLDWIDE, INC. has a market capitalization of $2.7B, trailing P/E ratio of 9.5, and revenue of $4.2B. The company maintains a gross margin of 24.5% and a net margin of 7.3%. Return on equity stands at 24.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.