Is DELUXE CORP (DLX) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 118.9% / 30% | 3.0% / 30% | 17.5% / 30% | 0.76% / 5% | ✗ NOT HALAL |
| DJIM | 118.9% / 33% | 3.0% / 33% | 17.5% / 33% | 0.76% / 5% | ✗ NOT HALAL |
| MSCI | 51.7% / 33% | 1.3% / 33% | 7.6% / 33% | 0.76% / 5% | ✗ NOT HALAL |
| S&P | 118.9% / 33% | 3.0% / 33% | 17.5% / 33% | 0.76% / 5% | ✗ NOT HALAL |
| FTSE | 51.7% / 33% | 1.3% / 33% | 7.6% / 50% | 0.76% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 53.1% | |
| Operating Margin | 10.0% | |
| Net Margin | 3.8% | |
| Return on Equity (ROE) | 12.6% | |
| Return on Assets (ROA) | 5.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $271M |
| Free Cash Flow | $175M |
| Total Debt | $1.5B |
| Debt-to-Equity | 221.7 |
| Current Ratio | 1.0 |
| Total Assets | $2.9B |
Price & Trading
| Last Close | $27.70 |
| 50-Day MA | $26.69 |
| 200-Day MA | $20.97 |
| Avg Volume | 466K |
| Beta | 1.3 |
|
52-Week Range
$13.61
| |
About DELUXE CORP (DLX)
Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and government organizations; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through financial institutions, small and medium-sized enterprises from a variety of industries, large multinational corporations, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.
Related Halal Stocks in Industrials
Frequently Asked Questions
Is DELUXE CORP (DLX) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), DELUXE CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is DELUXE CORP's debt ratio?
DELUXE CORP's debt ratio is 118.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 51.7%.
What are DELUXE CORP's key financial metrics?
DELUXE CORP has a market capitalization of $1.2B, trailing P/E ratio of 15.0, and revenue of $2.1B. The company maintains a gross margin of 53.1% and a net margin of 3.8%. Return on equity stands at 12.6%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.