Is DIEBOLD NIXDORF, Inc (DBD) Halal?

NYSE Technology United States $2.7B
✗ NOT HALAL
Confidence: 90/100
DIEBOLD NIXDORF, Inc (DBD) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 33.7% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. DIEBOLD NIXDORF, Inc operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 33.7%
/ 30%
14.3%
/ 30%
21.9%
/ 30%
0.23%
/ 5%
✗ NOT HALAL
DJIM 33.7%
/ 33%
14.3%
/ 33%
21.9%
/ 33%
0.23%
/ 5%
✗ NOT HALAL
MSCI 24.3%
/ 33%
10.3%
/ 33%
15.8%
/ 33%
0.23%
/ 5%
✓ HALAL
S&P 33.7%
/ 33%
14.3%
/ 33%
21.9%
/ 33%
0.23%
/ 5%
✗ NOT HALAL
FTSE 24.3%
/ 33%
10.3%
/ 33%
15.8%
/ 50%
0.23%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
29.5
Forward: 11.2
EPS
$2.54
P/B Ratio
2.4
EV/EBITDA
7.4
EV: $3.3B
Revenue
$3.8B
Growth: 11.7%
Beta
1.5
High volatility
Current Ratio
1.3

Profitability

Gross Margin 26.4%
Operating Margin 11.6%
Net Margin 2.5%
Return on Equity (ROE) 9.5%
Return on Assets (ROA) 5.7%

Cash Flow & Balance Sheet

Operating Cash Flow$301M
Free Cash Flow$239M
Total Debt$938M
Debt-to-Equity98.5
Current Ratio1.3
Total Assets$3.9B

Price & Trading

Last Close$76.01
50-Day MA$74.65
200-Day MA$64.07
Avg Volume275K
Beta1.5
52-Week Range
$34.88
$84.46

About DIEBOLD NIXDORF, Inc (DBD)

CEO
Mr. Octavio Marquez
Employees
20,000
Sector
Technology
Industry
Software - Application
Country
United States
Exchange
NYSE
Market Cap
$2.7B
Currency
USD

Diebold Nixdorf, Incorporated engages in the automating, digitizing, and transforming the way people bank and shop worldwide. It operates through two segments, Banking and Retail. The company offers automated teller machines, cash recyclers, dispensers, teller automation tools, and kiosk technologies. The Banking segment manufactures and sells branch automation solutions, including DN Series recyclers, ATMs, cash recycling technology, and the DN Teller Cash Recycler and Dual Tower Recycler, as well as provides multi-vendor service capabilities and DN Vynamic software for enhanced connectivity and analytics. It offers professional services such as systems integration, customization, project management, and consulting for integrated solutions. The Retail segment offers modular and integrated electronic point-of-sale (EPOS) systems, self-checkout solutions like DN Series EASY ONE and EASY MAX Kiosk, BEETLE POS systems, and a broad range of peripherals, including printers, scales, and mobile scanners. It also provides the DN Vynamic Retail Platform, which includes industry-specific solutions for fuel, convenience, specialty, fashion, and grocery; and platforms for digital receipts, rewards, data analysis, and compliance, as well as offers maintenance, support, global integration, remote device monitoring, and advisory services utilizing AI for predictive diagnostics and operational efficiencies. In addition, the company provides integrated core operations supporting security and efficient cash management, with offerings including installation, maintenance, managed services, automation, and data intelligence via the Allconnect data engine. The company was formerly known as Diebold, Incorporated and changed its name to Diebold Nixdorf, Incorporated in December 2016. Diebold Nixdorf, Incorporated was founded in 1859 and is headquartered in North Canton, Ohio.

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Frequently Asked Questions

Is DIEBOLD NIXDORF, Inc (DBD) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), DIEBOLD NIXDORF, Inc is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is DIEBOLD NIXDORF, Inc's debt ratio?

DIEBOLD NIXDORF, Inc's debt ratio is 33.7% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 24.3%.

What are DIEBOLD NIXDORF, Inc's key financial metrics?

DIEBOLD NIXDORF, Inc has a market capitalization of $2.7B, trailing P/E ratio of 29.5, and revenue of $3.8B. The company maintains a gross margin of 26.4% and a net margin of 2.5%. Return on equity stands at 9.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.