Is CTO Realty Growth, Inc. (CTO) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 95.8% / 30% | 7.4% / 30% | 20.1% / 30% | 2.93% / 5% | ✗ NOT HALAL |
| DJIM | 95.8% / 33% | 7.4% / 33% | 20.1% / 33% | 2.93% / 5% | ✗ NOT HALAL |
| MSCI | 48.8% / 33% | 3.8% / 33% | 10.2% / 33% | 2.93% / 5% | ✗ NOT HALAL |
| S&P | 95.8% / 33% | 7.4% / 33% | 20.1% / 33% | 2.93% / 5% | ✗ NOT HALAL |
| FTSE | 48.8% / 33% | 3.8% / 33% | 10.2% / 50% | 2.93% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 74.6% | |
| Operating Margin | 22.6% | |
| Net Margin | 6.7% | |
| Return on Equity (ROE) | 1.7% | |
| Return on Assets (ROA) | 1.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $65M |
| Free Cash Flow | $65M |
| Total Debt | $617M |
| Debt-to-Equity | 109.3 |
| Current Ratio | 2.7 |
| Total Assets | $1.3B |
Price & Trading
| Last Close | $18.22 |
| 50-Day MA | $18.72 |
| 200-Day MA | $17.54 |
| Avg Volume | 266K |
| Beta | 0.6 |
|
52-Week Range
$15.07
| |
About CTO Realty Growth, Inc. (CTO)
CTO Realty Growth, Inc. is a publicly traded real estate investment trust. The firm owns and operates a portfolio of high-quality, retail-based properties located primarily in higher growth markets in the United States. CTO also externally manages and owns a meaningful interest in Alpine Income Property Trust, Inc., a publicly traded net lease REIT.
Related Halal Stocks in Real Estate
Frequently Asked Questions
Is CTO Realty Growth, Inc. (CTO) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), CTO Realty Growth, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is CTO Realty Growth, Inc.'s debt ratio?
CTO Realty Growth, Inc.'s debt ratio is 95.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 48.8%.
What are CTO Realty Growth, Inc.'s key financial metrics?
CTO Realty Growth, Inc. has a market capitalization of $589M, trailing P/E ratio of 226.3, and revenue of $150M. The company maintains a gross margin of 74.6% and a net margin of 6.7%. Return on equity stands at 1.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.