Is AXA (CS) Halal?

PAR Financial Services France $78.0B
✗ NOT HALAL
Confidence: 95/100
AXA (CS) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Diversified ✗ NOT HALAL
DJIM Excluded — Insurance - Diversified ✗ NOT HALAL
MSCI Excluded — Insurance - Diversified ✗ NOT HALAL
S&P Excluded — Insurance - Diversified ✗ NOT HALAL
FTSE Excluded — Insurance - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
11.1
Forward: 8.5
EPS
$3.42
Dividend Yield
611.0%
Payout: 62.9%
P/B Ratio
1.7
EV/EBITDA
6.3
EV: $75.3B
Revenue
$103.3B
Growth: 3.2%
Beta
0.6
Low volatility
Current Ratio
1.9

Profitability

Gross Margin 14.5%
Operating Margin 10.5%
Net Margin 10.3%
Return on Equity (ROE) 13.4%
Return on Assets (ROA) 1.0%

Cash Flow & Balance Sheet

Operating Cash Flow$12.5B
Free Cash Flow$12.0B
Total Debt$62.5B
Debt-to-Equity113.5
Current Ratio1.9
Total Assets$653.8B

Price & Trading

Last CloseEUR 37.90
50-Day MAEUR 38.69
200-Day MAEUR 39.87
Avg Volume4.0M
Beta0.6
52-Week Range
EUR 34.00
EUR 43.61

About AXA (CS)

CEO
Dr. Thomas Buberl Ph.D.
Employees
107,756
Sector
Financial Services
Industry
Insurance - Diversified
Country
France
Exchange
PAR
Market Cap
$78.0B
Currency
EUR

AXA SA, through its subsidiaries, insurance, asset management, and banking services worldwide. The company operates through France, Europe, AXA XL, Asia, Africa & EME-LATAM, and Transversal & Other segments. It offers life and savings insurance and property and casualty insurance products. The company also provides protection and retirement products for individual and professional customers; reinsurance coverages; property, primary and excess casualty, excess and surplus lines, environmental liability, professional liability, construction, marine, energy, aviation and satellite, fine art and specie, livestock and aquaculture, accident and health, and crisis management. In addition, it offers reinsurance solutions with casualty, property risk, property catastrophe, specialty, and other reinsurance; proportional and non-proportional, and facultative reinsurance; risk management solutions and consulting services; integrated ecosystem between healthcare solutions and the insurance coverage, which includes onsite services in clinics, remote teleconsultation and digital services, and home services; travel insurance and assistance services, as well as AXA Multilink platform, a B2B2C platform; Sophia, the customer facing GenAI chatbot; and EMMA, a digital assistant. Further, the company offers motor, household, property and general liability, banking, savings, health, term life, whole life, universal life, endowment, deferred and immediate annuities, and other investment-based products for retail/individual and commercial/group customers. AXA SA was founded in 1852 and is headquartered in Paris, France.

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Frequently Asked Questions

Is AXA (CS) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), AXA is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is AXA's debt ratio?

AXA's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are AXA's key financial metrics?

AXA has a market capitalization of $78.0B, trailing P/E ratio of 11.1, and revenue of $103.3B. The company maintains a gross margin of 14.5% and a net margin of 10.3%. Return on equity stands at 13.4%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.