Is CRAWFORD & CO (CRD-B) Halal?

NYSE Financial Services United States $498M
✗ NOT HALAL
Confidence: 95/100
CRAWFORD & CO (CRD-B) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance Brokers industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance Brokers ✗ NOT HALAL
DJIM Excluded — Insurance Brokers ✗ NOT HALAL
MSCI Excluded — Insurance Brokers ✗ NOT HALAL
S&P Excluded — Insurance Brokers ✗ NOT HALAL
FTSE Excluded — Insurance Brokers ✗ NOT HALAL

Financial Highlights

P/E Ratio
24.9
Forward: 8.6
EPS
$0.39
Dividend Yield
309.0%
Payout: 74.4%
P/B Ratio
2.7
EV/EBITDA
8.5
EV: $678M
Revenue
$1.3B
Growth: -11.2%
Beta
0.7
Low volatility
Current Ratio
1.1

Profitability

Gross Margin 29.0%
Operating Margin 3.4%
Net Margin 1.6%
Return on Equity (ROE) 12.0%
Return on Assets (ROA) 5.0%

Cash Flow & Balance Sheet

Operating Cash Flow$102M
Free Cash Flow$63M
Total Debt$270M
Debt-to-Equity157.7
Current Ratio1.1
Total Assets$764M

Price & Trading

Last Close$9.81
50-Day MA$10.19
200-Day MA$10.23
Avg Volume24K
Beta0.7
52-Week Range
$8.76
$11.68

About CRAWFORD & CO (CRD-B)

CEO
Mr. William Bruce Swain Jr.
Employees
9,346
Sector
Financial Services
Industry
Insurance Brokers
Country
United States
Exchange
NYSE
Market Cap
$498M
Currency
USD

Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, Asia, and Latin America. The company provides claims management services to insurance carriers and self-insured entities risk, including property, public liability, automobile liability, and marine insurance; claims management and adjusting services to insurance carriers and self-insured entities from property and casualty insurance company markets; and field investigation and the evaluation and resolution of property and casualty insurance claims. It also offers claims management services, including workers' compensation, liability, and property; death and dismemberment, business travel, life, disability, critical illness, and credit protection claims programs; short and long term disability, family medical leave act, Americans with disabilities act, and state leave claims; legal services, risk management information, and consultative analytical services; loss mitigation services, such as medical bill review, medical case management and vocational rehabilitation; risk management information services; and administration of loss funds established to pay claims. In addition, the company provides managed repair service and outsourced contractor management to national and regional personal and commercial insurance carriers; services to insurance companies on losses caused by all types of natural disasters comprising fires, hailstorms, hurricanes, earthquakes, floods, as well as man-made disasters, such as oil spills, chemical releases, and explosions; staff augmentation that provides temporary staffing resources; and outsourced subrogation claims management, recovery, and consultative services for the property and casualty insurance industry. Crawford & Company was founded in 1941 and is headquartered in Atlanta, Georgia.

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Frequently Asked Questions

Is CRAWFORD & CO (CRD-B) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), CRAWFORD & CO is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is CRAWFORD & CO's debt ratio?

CRAWFORD & CO's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are CRAWFORD & CO's key financial metrics?

CRAWFORD & CO has a market capitalization of $498M, trailing P/E ratio of 24.9, and revenue of $1.3B. The company maintains a gross margin of 29.0% and a net margin of 1.6%. Return on equity stands at 12.0%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.