Is CENTRAL PACIFIC FINANCIAL CORP (CPF) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 40.2% | |
| Net Margin | 28.0% | |
| Return on Equity (ROE) | 13.7% | |
| Return on Assets (ROA) | 1.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $97M |
| Free Cash Flow | $92M |
| Total Debt | $102M |
| Total Assets | $7.4B |
Price & Trading
| Last Close | $31.97 |
| 50-Day MA | $32.39 |
| 200-Day MA | $30.28 |
| Avg Volume | 175K |
| Beta | 0.9 |
|
52-Week Range
$23.16
| |
About CENTRAL PACIFIC FINANCIAL CORP (CPF)
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, industrial, commercial real estate, and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, the company offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, financial advisory, and estate planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.
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Frequently Asked Questions
Is CENTRAL PACIFIC FINANCIAL CORP (CPF) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), CENTRAL PACIFIC FINANCIAL CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is CENTRAL PACIFIC FINANCIAL CORP's debt ratio?
CENTRAL PACIFIC FINANCIAL CORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are CENTRAL PACIFIC FINANCIAL CORP's key financial metrics?
CENTRAL PACIFIC FINANCIAL CORP has a market capitalization of $845M, trailing P/E ratio of 11.0, and revenue of $289M. Return on equity stands at 13.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.