Is CORPAY, INC. (CPAY) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 45.5% / 30% | 10.9% / 30% | 18.0% / 30% | 0.14% / 5% | ✗ NOT HALAL |
| DJIM | 45.5% / 33% | 10.9% / 33% | 18.0% / 33% | 0.14% / 5% | ✗ NOT HALAL |
| MSCI | 37.9% / 33% | 9.1% / 33% | 15.0% / 33% | 0.14% / 5% | ✗ NOT HALAL |
| S&P | 45.5% / 33% | 10.9% / 33% | 18.0% / 33% | 0.14% / 5% | ✗ NOT HALAL |
| FTSE | 37.9% / 33% | 9.1% / 33% | 15.0% / 50% | 0.14% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 79.7% | |
| Operating Margin | 57.1% | |
| Net Margin | 23.6% | |
| Return on Equity (ROE) | 29.1% | |
| Return on Assets (ROA) | 6.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.5B |
| Free Cash Flow | $1.3B |
| Total Debt | $10.0B |
| Debt-to-Equity | 243.3 |
| Current Ratio | 1.0 |
| Total Assets | $26.4B |
Price & Trading
| Last Close | $293.21 |
| 50-Day MA | $321.10 |
| 200-Day MA | $311.06 |
| Avg Volume | 678K |
| Beta | 0.8 |
|
52-Week Range
$252.84
| |
About CORPAY, INC. (CPAY)
Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses. It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions, such as cross-border payments, spend management solutions, AP modernization, virtual cards, and purchasing and T&E cards. Additionally, it offers lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; workforce lodging solutions for business travel programs; airline logistics, crew management, insurance, and other payments solutions. Further, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in June 2002. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.
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Frequently Asked Questions
Is CORPAY, INC. (CPAY) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), CORPAY, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is CORPAY, INC.'s debt ratio?
CORPAY, INC.'s debt ratio is 45.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 37.9%.
What are CORPAY, INC.'s key financial metrics?
CORPAY, INC. has a market capitalization of $19.9B, trailing P/E ratio of 19.0, and revenue of $4.5B. The company maintains a gross margin of 79.7% and a net margin of 23.6%. Return on equity stands at 29.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.