Is Commerce.com, Inc. (CMRC) Halal?

NASDAQ Technology United States $203M
✗ NOT HALAL
Confidence: 90/100
Commerce.com, Inc. (CMRC) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 90.2% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Commerce.com, Inc. operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 90.2%
/ 30%
72.8%
/ 30%
19.7%
/ 30%
3.17%
/ 5%
✗ NOT HALAL
DJIM 90.2%
/ 33%
72.8%
/ 33%
19.7%
/ 33%
3.17%
/ 5%
✗ NOT HALAL
MSCI 64.8%
/ 33%
52.4%
/ 33%
14.1%
/ 33%
3.17%
/ 5%
✗ NOT HALAL
S&P 90.2%
/ 33%
72.8%
/ 33%
19.7%
/ 33%
3.17%
/ 5%
✗ NOT HALAL
FTSE 64.8%
/ 33%
52.4%
/ 33%
14.1%
/ 50%
3.17%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.24
P/B Ratio
5.1
EV/EBITDA
25.5
EV: $227M
Revenue
$342M
Growth: 2.9%
Beta
1.2
Average volatility
Current Ratio
2.0

Profitability

Gross Margin 78.7%
Operating Margin 0.9%
Net Margin -5.7%
Return on Equity (ROE) -53.2%
Return on Assets (ROA) -0.9%

Cash Flow & Balance Sheet

Operating Cash Flow$25M
Free Cash Flow$14M
Total Debt$166M
Debt-to-Equity420.6
Current Ratio2.0
Total Assets$309M

Price & Trading

Last Close$2.61
50-Day MA$2.94
200-Day MA$4.26
Avg Volume1.1M
Beta1.2
52-Week Range
$2.41
$5.98

About Commerce.com, Inc. (CMRC)

CEO
Mr. Christopher Travis Hess
Employees
1,079
Sector
Technology
Industry
Software - Application
Country
United States
Exchange
NASDAQ
Market Cap
$203M
Currency
USD

Commerce.com, Inc. provides artificial intelligence-driven commerce ecosystem in the United States, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company's software-as-a-service platform enables merchants to orchestrate sophisticated digital commerce experiences across both owned and third-party channels, supporting various business-to-business (B2B), business-to-consumer (B2C), and small business (SB) use cases. It also offers BigCommerce, a flexible and open commerce engine; Feedonomics, an AI-powered product data optimization and syndication platform; and Makeswift, a visual editor for building and managing storefront and content experiences. The company was formerly known as BigCommerce Holdings, Inc. and changed its name to Commerce.com, Inc. in July 2025. Commerce.com, Inc. was founded in 2009 and is headquartered in Austin, Texas.

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Frequently Asked Questions

Is Commerce.com, Inc. (CMRC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Commerce.com, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Commerce.com, Inc.'s debt ratio?

Commerce.com, Inc.'s debt ratio is 90.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 64.8%.

What are Commerce.com, Inc.'s key financial metrics?

Commerce.com, Inc. has a market capitalization of $203M, and revenue of $342M. The company maintains a gross margin of 78.7% and a net margin of -5.7%. Return on equity stands at -53.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.