Is Catalyst Bancorp, Inc. (CLST) Halal?

NASDAQ Financial Services United States $68M
✗ NOT HALAL
Confidence: 95/100
Catalyst Bancorp, Inc. (CLST) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
29.6
EPS
$0.56
P/B Ratio
0.7
Revenue
$6M
Growth: -1.3%
Beta
0.2
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 20.5%
Net Margin 18.2%
Return on Equity (ROE) 2.5%
Return on Assets (ROA) 0.7%

Cash Flow & Balance Sheet

Operating Cash Flow$3M
Free Cash Flow$3M
Total Debt$10M
Total Assets$277M

Price & Trading

Last Close$16.59
50-Day MA$16.13
200-Day MA$14.22
Avg Volume5K
Beta0.2
52-Week Range
$10.67
$16.98

About Catalyst Bancorp, Inc. (CLST)

CEO
Mr. Joseph B. Zanco CPA, CIA
Employees
49
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$68M
Currency
USD

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.

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Frequently Asked Questions

Is Catalyst Bancorp, Inc. (CLST) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Catalyst Bancorp, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Catalyst Bancorp, Inc.'s debt ratio?

Catalyst Bancorp, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Catalyst Bancorp, Inc.'s key financial metrics?

Catalyst Bancorp, Inc. has a market capitalization of $68M, trailing P/E ratio of 29.6, and revenue of $6M. Return on equity stands at 2.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.