Is CLOVER HEALTH INVESTMENTS, CORP. /DE (CLOV) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 0.0% / 30% | 11.5% / 30% | 15.1% / 30% | 0.0% / 5% | ✓ HALAL |
| DJIM | 0.0% / 33% | 11.5% / 33% | 15.1% / 33% | 0.0% / 5% | ✓ HALAL |
| MSCI | 0.0% / 33% | 22.2% / 33% | 29.3% / 33% | 0.0% / 5% | ✓ HALAL |
| S&P | 0.0% / 33% | 11.5% / 33% | 15.1% / 33% | 0.0% / 5% | ✓ HALAL |
| FTSE | 0.0% / 33% | 22.2% / 33% | 29.3% / 50% | 0.0% / 5% | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 18.5% | |
| Operating Margin | -10.1% | |
| Net Margin | -4.4% | |
| Return on Equity (ROE) | -26.3% | |
| Return on Assets (ROA) | -9.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$67M |
| Free Cash Flow | -$69M |
| Current Ratio | 1.5 |
| Total Assets | $541M |
Price & Trading
| Last Close | $1.80 |
| 50-Day MA | $2.11 |
| 200-Day MA | $2.62 |
| Avg Volume | 5.9M |
| Beta | 2.2 |
|
52-Week Range
$1.74
| |
About CLOVER HEALTH INVESTMENTS, CORP. /DE (CLOV)
Clover Health Investments, Corp. provides medicare advantage plans in the United States. The company offers preferred provider organization and health maintenance organization plans to medicare-eligible individuals. It also operates Clover Assistant, a software platform for physicians to detect, identify, and manage chronic diseases. The company was founded in 2014 and is based in Wilmington, Delaware.
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Frequently Asked Questions
Is CLOVER HEALTH INVESTMENTS, CORP. /DE (CLOV) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), CLOVER HEALTH INVESTMENTS, CORP. /DE is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is CLOVER HEALTH INVESTMENTS, CORP. /DE's debt ratio?
CLOVER HEALTH INVESTMENTS, CORP. /DE's debt ratio is 0.0% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.0%.
What are CLOVER HEALTH INVESTMENTS, CORP. /DE's key financial metrics?
CLOVER HEALTH INVESTMENTS, CORP. /DE has a market capitalization of $918M, and revenue of $1.9B. The company maintains a gross margin of 18.5% and a net margin of -4.4%. Return on equity stands at -26.3%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.