Is CNB FINANCIAL CORP/PA (CCNE) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 50.9% | |
| Net Margin | 24.2% | |
| Return on Equity (ROE) | 8.9% | |
| Return on Assets (ROA) | 0.9% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $65M |
| Free Cash Flow | $59M |
| Total Debt | $313M |
| Total Assets | $8.4B |
Price & Trading
| Last Close | $28.56 |
| 50-Day MA | $28.22 |
| 200-Day MA | $25.69 |
| Avg Volume | 150K |
| Beta | 0.7 |
|
52-Week Range
$19.32
| |
About CNB FINANCIAL CORP/PA (CCNE)
CNB Financial Corporation operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as other specialized financial services. It also provides private banking services; and wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and offers small balance unsecured loans, and secured loans primarily collateralized by automobiles and equipment, as well as engages in consumer discount loan and finance business. The company was founded in 1865 and is headquartered in Clearfield, Pennsylvania.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is CNB FINANCIAL CORP/PA (CCNE) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), CNB FINANCIAL CORP/PA is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is CNB FINANCIAL CORP/PA's debt ratio?
CNB FINANCIAL CORP/PA's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are CNB FINANCIAL CORP/PA's key financial metrics?
CNB FINANCIAL CORP/PA has a market capitalization of $841M, trailing P/E ratio of 11.4, and revenue of $277M. Return on equity stands at 8.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.