Is Commercial Bancgroup, Inc. (CBK) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 54.8% | |
| Net Margin | 41.4% | |
| Return on Equity (ROE) | 14.7% | |
| Return on Assets (ROA) | 1.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $39M |
| Free Cash Flow | $36M |
| Total Debt | $106M |
| Total Assets | $2.3B |
Price & Trading
| Last Close | $25.90 |
| 50-Day MA | $25.85 |
| 200-Day MA | $25.07 |
| Avg Volume | 50K |
|
52-Week Range
$23.23
| |
About Commercial Bancgroup, Inc. (CBK)
Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in Kentucky, North Carolina, and Tennessee. It accepts various deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificates of deposit products. The company also offers real estate, commercial, and consumer loans, including installment loans, personal lines of credit, and overdraft protection lines. In addition, the company provides treasury management services, remote deposit capture, internet and mobile banking, automated teller machines, and other banking services. The company was formerly known as Harrogate Corporation and changed its name to Commercial Bancgroup, Inc. in April 1989. The company was incorporated in 1975 and is based in Harrogate, Tennessee.
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Frequently Asked Questions
Is Commercial Bancgroup, Inc. (CBK) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Commercial Bancgroup, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Commercial Bancgroup, Inc.'s debt ratio?
Commercial Bancgroup, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Commercial Bancgroup, Inc.'s key financial metrics?
Commercial Bancgroup, Inc. has a market capitalization of $352M, trailing P/E ratio of 8.7, and revenue of $88M. Return on equity stands at 14.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.