Is C (C) Halal?

AMEX Financial Services United States $187.8B
✗ NOT HALAL
Confidence: 95/100
C (C) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Diversified ✗ NOT HALAL
DJIM Excluded — Banks - Diversified ✗ NOT HALAL
MSCI Excluded — Banks - Diversified ✗ NOT HALAL
S&P Excluded — Banks - Diversified ✗ NOT HALAL
FTSE Excluded — Banks - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
15.4
Forward: 8.8
EPS
$6.99
Dividend Yield
224.0%
Payout: 33.2%
P/B Ratio
1.0
Revenue
$85.2B
Growth: 4.4%
Beta
1.1
Average volatility

Profitability

Gross Margin 0.0%
Operating Margin 25.7%
Net Margin 18.9%
Return on Equity (ROE) 6.8%
Return on Assets (ROA) 0.6%

Cash Flow & Balance Sheet

Operating Cash Flow-$67.6B
Free Cash Flow-$74.2B
Total Debt$367.7B
Total Assets$2.7T

Price & Trading

Last Close$112.41
50-Day MA$113.03
200-Day MA$102.44
Avg Volume14.8M
Beta1.1
52-Week Range
$55.51
$125.16

About C (C)

CEO
Ms. Jane Nind Fraser Ph.D.
Employees
226,000
Sector
Financial Services
Industry
Banks - Diversified
Country
United States
Exchange
AMEX
Market Cap
$187.8B
Currency
USD

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

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Frequently Asked Questions

Is C (C) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), C is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is C's debt ratio?

C's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are C's key financial metrics?

C has a market capitalization of $187.8B, trailing P/E ratio of 15.4, and revenue of $85.2B. Return on equity stands at 6.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.