Is BYLINE BANCORP, INC. (BY) Halal?

NYSE Financial Services United States $1.4B
✗ NOT HALAL
Confidence: 95/100
BYLINE BANCORP, INC. (BY) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
10.7
Forward: 9.7
EPS
$2.89
Dividend Yield
136.0%
Payout: 13.8%
P/B Ratio
1.1
Revenue
$404M
Growth: 9.5%
Beta
0.8
Average volatility

Profitability

Gross Margin 0.0%
Operating Margin 44.1%
Net Margin 31.7%
Return on Equity (ROE) 11.0%
Return on Assets (ROA) 1.4%

Cash Flow & Balance Sheet

Operating Cash Flow$175M
Free Cash Flow$171M
Total Debt$743M
Total Assets$9.5B

Price & Trading

Last Close$31.13
50-Day MA$31.67
200-Day MA$28.84
Avg Volume195K
Beta0.8
52-Week Range
$22.63
$33.89

About BYLINE BANCORP, INC. (BY)

CEO
Mr. Roberto R. Herencia
Employees
1,018
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NYSE
Market Cap
$1.4B
Currency
USD

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

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Frequently Asked Questions

Is BYLINE BANCORP, INC. (BY) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), BYLINE BANCORP, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is BYLINE BANCORP, INC.'s debt ratio?

BYLINE BANCORP, INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are BYLINE BANCORP, INC.'s key financial metrics?

BYLINE BANCORP, INC. has a market capitalization of $1.4B, trailing P/E ratio of 10.7, and revenue of $404M. Return on equity stands at 11.0%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.