BENTLEY SYSTEMS INC (BSY) Financial Ratio Screen

NASDAQ Technology United States USD 11159M
RATIOS FAIL*
Automated financial screen · activity assessed separately
BENTLEY SYSTEMS INC (BSY) is potentially non-compliant in the automated ratio model. The company's debt ratio of 36.1% exceeds the 30% MSCI new-inclusion threshold relative to total assets. BENTLEY SYSTEMS INC operates in the Technology sector.

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MSCI new-inclusion financial-ratio snapshot

BSY financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
36.1%
Fail vs 30%
Cash ratio
3.5%
Pass vs 30%
Receivables + cash
13.1%
Pass vs 30%
Impermissible income
0.2%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Software - Application) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Bentley Systems, Incorporated, together with its subsidiaries, provides infrastructure engineering software solutions in the Americas, Europe, the Middle East, Africa, and the Asia-Pacific. The company offers open modeling applications, such as MicroStation, OpenBridge, OpenBuildings, OpenFlows, OpenPlant, OpenRail, OpenRoads, OpenSite and OpenSite+, OpenTower, OpenTunnel, and OpenUtilities; and open simulation applications, including ADINA, AutoPIPE, LEGION, OpenPaths, Power Line Systems, RAM, SACS, SPIDA, and STAAD; and geoprofessional applications for modeling and simulation of near and deep subsurface conditions, including AGS, Central, GeoStudio, Imago, Leapfrog, MX Deposit, Oasis montaj, OpenGround, and PLAXIS. It also provides infrastructure cloud applications, such as ProjectWise, SYNCHRO, and AssetWise, as well as Cesium and iTwin platform that enables users to create and curate cloud native digital representations of physical infrastructure assets consisting of iTwin Capture, iTwin Engage, iTwin Experience, and iTwin IoT platforms. The company serves civil, structural, geotechnical, subsurface, process engineers, architects, geospatial professionals, city and regional planners, contractors, fabricators, and operations and maintenance engineers. Bentley Systems, Incorporated was incorporated in 1984 and is headquartered in Exton, Pennsylvania.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 36.1%
/ 30%
3.5%
/ 30%
13.1%
/ 30%
0.19%
/ 5%
RATIOS FAIL*
FTSE 36.1%
/ 33%
3.5%
/ 33%
13.1%
/ 50%
0.19%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
41.0
Forward: 23.5
EPS
$0.90
Dividend Yield
76.0%
Payout: 31.1%
P/B Ratio
9.5
EV/EBITDA
26.9
EV: $12.6B
Revenue
$1.5B
Growth: 12.8%
Beta
1.0
Average volatility
Current Ratio
0.6

Profitability

Gross Margin 81.8%
Operating Margin 25.0%
Net Margin 18.1%
Return on Equity (ROE) 24.5%
Return on Assets (ROA) 7.2%

Cash Flow & Balance Sheet

Operating Cash Flow$538M
Free Cash Flow$520M
Total Debt$1.3B
Debt-to-Equity105.4
Current Ratio0.6
Total Assets$3.6B

Price & Trading

Last Close$36.90
50-Day MA$33.15
200-Day MA$35.76
Avg Volume3.0M
Beta1.0
52-Week Range
$28.08
$57.25

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-27 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About BENTLEY SYSTEMS INC (BSY)

CEO
Mr. Nicholas H. Cumins
Employees
5,800
Sector
Technology
Industry
Software - Application
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 11159M
Currency
USD

Bentley Systems, Incorporated, together with its subsidiaries, provides infrastructure engineering software solutions in the Americas, Europe, the Middle East, Africa, and the Asia-Pacific. The company offers open modeling applications, such as MicroStation, OpenBridge, OpenBuildings, OpenFlows, OpenPlant, OpenRail, OpenRoads, OpenSite and OpenSite+, OpenTower, OpenTunnel, and OpenUtilities; and open simulation applications, including ADINA, AutoPIPE, LEGION, OpenPaths, Power Line Systems, RAM, SACS, SPIDA, and STAAD; and geoprofessional applications for modeling and simulation of near and deep subsurface conditions, including AGS, Central, GeoStudio, Imago, Leapfrog, MX Deposit, Oasis montaj, OpenGround, and PLAXIS. It also provides infrastructure cloud applications, such as ProjectWise, SYNCHRO, and AssetWise, as well as Cesium and iTwin platform that enables users to create and curate cloud native digital representations of physical infrastructure assets consisting of iTwin Capture, iTwin Engage, iTwin Experience, and iTwin IoT platforms. The company serves civil, structural, geotechnical, subsurface, process engineers, architects, geospatial professionals, city and regional planners, contractors, fabricators, and operations and maintenance engineers. Bentley Systems, Incorporated was incorporated in 1984 and is headquartered in Exton, Pennsylvania.

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Frequently Asked Questions

Is BENTLEY SYSTEMS INC (BSY) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is BENTLEY SYSTEMS INC's debt ratio?

BENTLEY SYSTEMS INC's debt ratio is 36.1% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are BENTLEY SYSTEMS INC's key financial metrics?

BENTLEY SYSTEMS INC has a market capitalization of USD 11159M in its listing currency, trailing P/E ratio of 41.0, and revenue of $1.5B. The company maintains a gross margin of 81.8% and a net margin of 18.1%. Return on equity stands at 24.5%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.