Is BENTLEY SYSTEMS INC (BSY) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 11.8% / 30% | 0.5% / 30% | 2.6% / 30% | 0.2% / 5% | ✓ HALAL |
| DJIM | 11.8% / 33% | 0.5% / 33% | 2.6% / 33% | 0.2% / 5% | ✓ HALAL |
| MSCI | 42.0% / 33% | 1.9% / 33% | 9.2% / 33% | 0.2% / 5% | ✗ NOT HALAL |
| S&P | 11.8% / 33% | 0.5% / 33% | 2.6% / 33% | 0.2% / 5% | ✓ HALAL |
| FTSE | 42.0% / 33% | 1.9% / 33% | 9.2% / 50% | 0.2% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 81.5% | |
| Operating Margin | 20.7% | |
| Net Margin | 18.5% | |
| Return on Equity (ROE) | 24.9% | |
| Return on Assets (ROA) | 6.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $538M |
| Free Cash Flow | $520M |
| Total Debt | $1.3B |
| Debt-to-Equity | 108.0 |
| Current Ratio | 0.6 |
| Total Assets | $3.6B |
Price & Trading
| Last Close | $36.20 |
| 50-Day MA | $36.34 |
| 200-Day MA | $46.29 |
| Avg Volume | 3.1M |
| Beta | 1.2 |
|
52-Week Range
$30.96
| |
About BENTLEY SYSTEMS INC (BSY)
Bentley Systems, Incorporated, together with its subsidiaries, provides infrastructure engineering software solutions in the Americas, Europe, the Middle East, Africa, and the Asia-Pacific. The company offers open modeling applications, such as MicroStation, OpenBridge, OpenBuildings, OpenFlows, OpenPlant, OpenRail, OpenRoads, OpenSite and OpenSite+, OpenTower, OpenTunnel, and OpenUtilities; and open simulation applications, including ADINA, AutoPIPE, LEGION, OpenPaths, Power Line Systems, RAM, SACS, SPIDA, and STAAD; and geoprofessional applications for modeling and simulation of near and deep subsurface conditions, including AGS, Central, GeoStudio, Imago, Leapfrog, MX Deposit, Oasis montaj, OpenGround, and PLAXIS. It also provides infrastructure cloud applications, such as ProjectWise, SYNCHRO, and AssetWise, as well as Cesium and iTwin platform that enables users to create and curate cloud native digital representations of physical infrastructure assets consisting of iTwin Capture, iTwin Engage, iTwin Experience, and iTwin IoT platforms. The company serves civil, structural, geotechnical, subsurface, process engineers, architects, geospatial professionals, city and regional planners, contractors, fabricators, and operations and maintenance engineers. The company was incorporated in 1984 and is headquartered in Exton, Pennsylvania.
Purification Calculator
As a halal stock with 0.20% impermissible income, you need to purify your dividends.
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Frequently Asked Questions
Is BENTLEY SYSTEMS INC (BSY) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), BENTLEY SYSTEMS INC is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is BENTLEY SYSTEMS INC's debt ratio?
BENTLEY SYSTEMS INC's debt ratio is 11.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 42.0%.
Does BENTLEY SYSTEMS INC require dividend purification?
Yes, BENTLEY SYSTEMS INC has an impermissible income ratio of 0.20%, which means 0.20% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are BENTLEY SYSTEMS INC's key financial metrics?
BENTLEY SYSTEMS INC has a market capitalization of $10.6B, trailing P/E ratio of 40.9, and revenue of $1.5B. The company maintains a gross margin of 81.5% and a net margin of 18.5%. Return on equity stands at 24.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.