Is Bogota Financial Corp. (BSBK) Halal?

NASDAQ Financial Services United States $107M
✗ NOT HALAL
Confidence: 95/100
Bogota Financial Corp. (BSBK) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
48.5
Forward: 23.6
EPS
$0.17
P/B Ratio
0.7
Revenue
$12M
Growth: 44.0%
Beta
0.2
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 17.0%
Net Margin 12.0%
Return on Equity (ROE) 1.5%
Return on Assets (ROA) 0.2%

Cash Flow & Balance Sheet

Operating Cash Flow-$3M
Free Cash Flow-$3M
Total Debt$183M
Total Assets$971M

Price & Trading

Last Close$8.31
50-Day MA$8.43
200-Day MA$8.51
Avg Volume4K
Beta0.2
52-Week Range
$6.59
$9.50

About Bogota Financial Corp. (BSBK)

CEO
Mr. Kevin Pace
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$107M
Currency
USD

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans; consumer loans, such as lines of credit; commercial and industrial loans; and construction loans, as well as buys, sells, and holds investment securities. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. is a subsidiary of Bogota Financial, MHC.

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Frequently Asked Questions

Is Bogota Financial Corp. (BSBK) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Bogota Financial Corp. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Bogota Financial Corp.'s debt ratio?

Bogota Financial Corp.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Bogota Financial Corp.'s key financial metrics?

Bogota Financial Corp. has a market capitalization of $107M, trailing P/E ratio of 48.5, and revenue of $12M. Return on equity stands at 1.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.