Is Bank Syariah Indonesia (BRIS) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 42.6% | |
| Net Margin | 31.9% | |
| Return on Equity (ROE) | 15.6% | |
| Return on Assets (ROA) | 1.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $14.2T |
| Free Cash Flow | $11.2T |
| Total Debt | $9.2T |
| Total Assets | $456.2T |
Price & Trading
| Last Close | IDR 2,110.00 |
| 50-Day MA | IDR 2,251.00 |
| 200-Day MA | IDR 2,468.50 |
| Avg Volume | 28.0M |
| Beta | 0.0 |
|
52-Week Range
IDR 1,790.00
| |
About Bank Syariah Indonesia (BRIS)
PT Bank Syariah Indonesia Tbk provides various commercial banking products and services for individuals and corporations in Indonesia. It operates through Corporate Banking, Commercial Banking, Institutional Relation, Retail Banking, and Treasury Banking and Head Office segments. The company offers savings; financing; investment; trade financing; and cash management services. It also provides multipurpose, vehicles, pensioners, financing cards, gold installments and pawn gold, and government program financing; debit cards; digital banking; and foreign exchange transactions, money market, fixed income, international banking business, capital market, and supervision of foreign office services. In addition, the company engages in the management of customer and pension funds. It serves state institutions, multinational companies, banks and non-bank financial institutions, syndicated financing, public companies and securities companies; regional governments, hospitals, and state and private universities; and micro entrepreneurs. The company was founded in 1969 and is headquartered in Jakarta Selatan, Indonesia. PT Bank Syariah Indonesia Tbk is a subsidiary of PT Bank Mandiri (Persero) Tbk.
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Frequently Asked Questions
Is Bank Syariah Indonesia (BRIS) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Bank Syariah Indonesia is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Bank Syariah Indonesia's debt ratio?
Bank Syariah Indonesia's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Bank Syariah Indonesia's key financial metrics?
Bank Syariah Indonesia has a market capitalization of $98.3T, trailing P/E ratio of 13.0, and revenue of $24.0T. Return on equity stands at 15.6%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.