Is Boubyan Bank (BOUBYAN) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 39.7% | |
| Net Margin | 40.1% | |
| Return on Equity (ROE) | 9.1% | |
| Return on Assets (ROA) | 1.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$110M |
| Free Cash Flow | -$148M |
| Total Debt | $520M |
| Total Assets | $10.2B |
Price & Trading
| Last Close | KWF 686.00 |
| 50-Day MA | KWF 689.52 |
| 200-Day MA | KWF 703.74 |
| Avg Volume | 1.7M |
| Beta | 0.0 |
|
52-Week Range
KWF 590.48
| |
About Boubyan Bank (BOUBYAN)
Boubyan Bank K.S.C.P., together with its subsidiaries, provides various banking products and services in Kuwait, the Middle East, North Africa, Europe, the United Kingdom, and internationally. The company operates through four segments: Consumer Banking, Corporate Banking, Investment Banking and International Operations, and Treasury. It offers salary, youth, savings, current, and call accounts; fixed deposits; housing and construction, auto, furniture and appliances, health, education, short-term finance, as well as financing against deposit products; trade finance products comprising letters of credit and guarantee; and credit, debit, and prepaid cards. The company also provides consumer finance, credit cards, deposits and other branch related services to individuals and institutional customers, Murabaha, Ijarah, trade service, and other related services to business and corporate customers, as well as treasury services; and motor, home, fire and general accident, car, marine and aviation, family takaful, and medical insurance products. In addition, it handles direct investments, investment in associates, local and international real estate investment, and asset and wealth management activities; and local and international Murabaha and other Islamic financing primarily with banks, as well as manages its funding operations. Further, the company offers brokerage services to institutions and high net worth individuals; and mobile, online, and WhatsApp banking services, as well as property management services. Boubyan Bank K.S.C.P. was incorporated in 2004 and is based in Kuwait City, Kuwait. Boubyan Bank K.S.C.P. operates as a subsidiary of National Bank of Kuwait S.A.K.P.
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Frequently Asked Questions
Is Boubyan Bank (BOUBYAN) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Boubyan Bank is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Boubyan Bank's debt ratio?
Boubyan Bank's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Boubyan Bank's key financial metrics?
Boubyan Bank has a market capitalization of $3.0B, trailing P/E ratio of 34.0, and revenue of $264M. Return on equity stands at 9.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.