Is BANK OF NOVA SCOTIA (BNS) Halal?

NYSE Financial Services Canada $83.8B
✗ NOT HALAL
Confidence: 95/100
BANK OF NOVA SCOTIA (BNS) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from October 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Diversified ✗ NOT HALAL
DJIM Excluded — Banks - Diversified ✗ NOT HALAL
MSCI Excluded — Banks - Diversified ✗ NOT HALAL
S&P Excluded — Banks - Diversified ✗ NOT HALAL
FTSE Excluded — Banks - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
13.9
Forward: 10.3
EPS
$4.88
Dividend Yield
476.0%
Payout: 64.7%
P/B Ratio
1.3
Revenue
$37.1B
Growth: 23.5%
Beta
1.2
Average volatility

Profitability

Gross Margin 0.0%
Operating Margin 37.5%
Net Margin 26.9%
Return on Equity (ROE) 10.3%
Return on Assets (ROA) 0.6%

Cash Flow & Balance Sheet

Operating Cash Flow$5.4B
Free Cash Flow$5.1B
Total Debt$314.9B
Total Assets$1.5T

Price & Trading

Last Close$68.57
50-Day MA$73.60
200-Day MA$65.84
Avg Volume2.0M
Beta1.2
52-Week Range
$44.09
$78.28

About BANK OF NOVA SCOTIA (BNS)

CEO
Mr. L. Scott Thomson
Employees
79,740
Sector
Financial Services
Industry
Banks - Diversified
Country
Canada
Exchange
NYSE
Market Cap
$83.8B
Currency
USD

The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.

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Frequently Asked Questions

Is BANK OF NOVA SCOTIA (BNS) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), BANK OF NOVA SCOTIA is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is BANK OF NOVA SCOTIA's debt ratio?

BANK OF NOVA SCOTIA's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are BANK OF NOVA SCOTIA's key financial metrics?

BANK OF NOVA SCOTIA has a market capitalization of $83.8B, trailing P/E ratio of 13.9, and revenue of $37.1B. Return on equity stands at 10.3%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.