Is BILL Holdings, Inc. (BILL) Halal?
Shariah Screening — 5 Standards
Based on financial data from June 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 39.3% / 30% | 49.2% / 30% | 15.9% / 30% | 6.22% / 5% | ✗ NOT HALAL |
| DJIM | 39.3% / 33% | 49.2% / 33% | 15.9% / 33% | 6.22% / 5% | ✗ NOT HALAL |
| MSCI | 17.6% / 33% | 22.0% / 33% | 7.1% / 33% | 6.22% / 5% | ✗ NOT HALAL |
| S&P | 39.3% / 33% | 49.2% / 33% | 15.9% / 33% | 6.22% / 5% | ✗ NOT HALAL |
| FTSE | 17.6% / 33% | 22.0% / 33% | 7.1% / 50% | 6.22% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 83.6% | |
| Operating Margin | -4.3% | |
| Net Margin | -1.6% | |
| Return on Equity (ROE) | -0.6% | |
| Return on Assets (ROA) | -0.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $351M |
| Free Cash Flow | $310M |
| Total Debt | $1.8B |
| Debt-to-Equity | 49.6 |
| Current Ratio | 1.7 |
| Total Assets | $10.1B |
Price & Trading
| Last Close | $38.15 |
| 50-Day MA | $43.46 |
| 200-Day MA | $47.42 |
| Avg Volume | 2.8M |
| Beta | 1.3 |
|
52-Week Range
$35.46
| |
About BILL Holdings, Inc. (BILL)
BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. It provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable businesses to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve back-office efficiency. The company also offers onboarding implementation support, and ongoing support and training services. In addition, the company's artificial intelligence enabled financial software platform provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software provider companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.
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Frequently Asked Questions
Is BILL Holdings, Inc. (BILL) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), BILL Holdings, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is BILL Holdings, Inc.'s debt ratio?
BILL Holdings, Inc.'s debt ratio is 39.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 17.6%.
What are BILL Holdings, Inc.'s key financial metrics?
BILL Holdings, Inc. has a market capitalization of $3.7B, and revenue of $1.5B. The company maintains a gross margin of 83.6% and a net margin of -1.6%. Return on equity stands at -0.6%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.