Is Better Home & Finance Holding Co (BETR) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| DJIM | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| MSCI | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| S&P | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| FTSE | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 100.0% | |
| Operating Margin | -87.3% | |
| Net Margin | -100.6% | |
| Return on Assets (ROA) | -13.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$167M |
| Free Cash Flow | -$178M |
| Total Debt | $615M |
| Debt-to-Equity | 1672.8 |
| Current Ratio | 1.1 |
| Total Assets | $1.5B |
Price & Trading
| Last Close | $33.12 |
| 50-Day MA | $31.10 |
| 200-Day MA | $34.69 |
| Avg Volume | 429K |
| Beta | 2.0 |
|
52-Week Range
$9.50
| |
About Better Home & Finance Holding Co (BETR)
Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, Federal Housing Administration insured loans, Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It offers real estate agent services, title insurance and settlement services, and homeowners insurance services. It also offers home equity lines of credit and closed-end second-lien loans. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.
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Frequently Asked Questions
Is Better Home & Finance Holding Co (BETR) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Better Home & Finance Holding Co is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Better Home & Finance Holding Co's debt ratio?
Better Home & Finance Holding Co's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Better Home & Finance Holding Co's key financial metrics?
Better Home & Finance Holding Co has a market capitalization of $504M, and revenue of $207M. The company maintains a gross margin of 100.0% and a net margin of -100.6%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.