Is Bank Rakyat Indonesia (BBRI) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 38.6% | |
| Net Margin | 40.4% | |
| Return on Equity (ROE) | 17.5% | |
| Return on Assets (ROA) | 2.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $14.6T |
| Free Cash Flow | $8.3T |
| Total Debt | $170.9T |
| Total Assets | $2135.4T |
Price & Trading
| Last Close | IDR 3,490.00 |
| 50-Day MA | IDR 3,719.40 |
| 200-Day MA | IDR 3,816.25 |
| Avg Volume | 225.6M |
| Beta | 0.3 |
|
52-Week Range
IDR 3,290.00
| |
About Bank Rakyat Indonesia (BBRI)
PT Bank Rakyat Indonesia (Persero) Tbk provides various banking products and services in Indonesia and internationally. The company offers savings and current accounts; time, foreign currency time, and on-call deposits; mortgage, working capital, investment, franchise, and cash collateral loans, as well as supply and value chain financing and bank guarantees; and microphone, small and medium, and program loans. It also provides bill payment, deposit, online transaction, remittance, money transfer, business, financial, institutional, treasury and global, custodian, trustee, and cash management services. In addition, the company offers investment products and services; trade finance and services, and transaction banking services, including import and export, standby L/C, money changer, BRI RTE online system services, as well as letters of credit; credit cards; and wealth management, merchant, and digital banking services. Further, it provides life and general insurance, securities underwriting and brokerage, and venture capital services. PT Bank Rakyat Indonesia (Persero) Tbk was founded in 1895 and is headquartered in Jakarta, Indonesia.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is Bank Rakyat Indonesia (BBRI) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Bank Rakyat Indonesia is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Bank Rakyat Indonesia's debt ratio?
Bank Rakyat Indonesia's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Bank Rakyat Indonesia's key financial metrics?
Bank Rakyat Indonesia has a market capitalization of $518.3T, trailing P/E ratio of 9.1, and revenue of $186.9T. Return on equity stands at 17.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.