Is CBL International Ltd (BANL) Halal?

NASDAQ Energy Malaysia $24M
✗ NOT HALAL
Confidence: 90/100
CBL International Ltd (BANL) is Not Halal under AAOIFI Standard 21. While the debt ratio of 8.8% is acceptable, the cash and interest-bearing securities ratio of 45.3% exceeds the 30% threshold. CBL International Ltd operates in the Energy sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 8.8%
/ 30%
45.3%
/ 30%
218.7%
/ 30%
0.0%
/ 5%
✗ NOT HALAL
DJIM 8.8%
/ 33%
45.3%
/ 33%
218.7%
/ 33%
0.0%
/ 5%
✗ NOT HALAL
MSCI 2.2%
/ 33%
11.6%
/ 33%
55.9%
/ 33%
0.0%
/ 5%
✗ NOT HALAL
S&P 8.8%
/ 33%
45.3%
/ 33%
218.7%
/ 33%
0.0%
/ 5%
✗ NOT HALAL
FTSE 2.2%
/ 33%
11.6%
/ 33%
55.9%
/ 50%
0.0%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.12
P/B Ratio
1.1
EV/EBITDA
-7.7
EV: $19M
Revenue
$593M
Growth: -4.4%
Beta
0.6
Low volatility
Current Ratio
1.5

Profitability

Gross Margin 0.9%
Operating Margin -0.3%
Net Margin -0.5%
Return on Equity (ROE) -14.2%
Return on Assets (ROA) -2.5%

Cash Flow & Balance Sheet

Operating Cash Flow-$2M
Free Cash Flow-$2M
Total Debt$2M
Debt-to-Equity0.5
Current Ratio1.5
Total Assets$69M

Price & Trading

Last Close$0.82
50-Day MA$0.48
200-Day MA$0.60
Avg Volume1.1M
Beta0.6
52-Week Range
$0.28
$1.16

About CBL International Ltd (BANL)

CEO
Dr. Teck Lim Chia
Employees
39
Sector
Energy
Industry
Oil & Gas Midstream
Country
Malaysia
Exchange
NASDAQ
Market Cap
$24M
Currency
USD

CBL International Limited, a marine fuel logistics company, provides vessel refueling solutions in Malaysia, Hong Kong, China, South Korea, Singapore, and internationally. It facilitates vessel refueling between ship operators and local physical distributors/traders by purchasing marine fuel, including both fossil fuel and alternative fuel. The company's services to its customers include vessel refueling options available at ports; arranges vessel refueling activities and local physical delivery of marine fuel; and coordinates vessel refueling schedule. It also offers trade credit; handles unforeseeable circumstances and provides contingency solutions; fulfills special requests related to vessel refueling; and handles disputes relates to quality and quantity issues on marine fuel. The company was founded in 2015 and is headquartered in Kuala Lumpur, Malaysia. CBL International Limited operates as a subsidiary of CBL (Asia) Limited.

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Frequently Asked Questions

Is CBL International Ltd (BANL) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), CBL International Ltd is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is CBL International Ltd's debt ratio?

CBL International Ltd's debt ratio is 8.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 2.2%.

What are CBL International Ltd's key financial metrics?

CBL International Ltd has a market capitalization of $24M, and revenue of $593M. The company maintains a gross margin of 0.9% and a net margin of -0.5%. Return on equity stands at -14.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.