Is AUBURN NATIONAL BANCORPORATION, INC (AUBN) Halal?

NASDAQ Financial Services United States $84M
✗ NOT HALAL
Confidence: 95/100
AUBURN NATIONAL BANCORPORATION, INC (AUBN) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
11.5
EPS
$2.08
Dividend Yield
451.0%
Payout: 51.9%
P/B Ratio
0.9
Revenue
$33M
Growth: -2.3%
Beta
0.4
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 35.0%
Net Margin 22.6%
Return on Equity (ROE) 8.5%
Return on Assets (ROA) 0.7%

Cash Flow & Balance Sheet

Operating Cash Flow$12M
Free Cash Flow$11M
Total Assets$1.0B

Price & Trading

Last Close$22.95
50-Day MA$24.60
200-Day MA$25.44
Avg Volume3K
Beta0.4
52-Week Range
$19.00
$29.00

About AUBURN NATIONAL BANCORPORATION, INC (AUBN)

CEO
Mr. David A. Hedges CPA
Employees
145
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$84M
Currency
USD

Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama. It offers checking, savings, and transaction deposit accounts, as well as certificates of deposit. The company also provides commercial, financial, agricultural, real estate construction, and consumer loan products; and other financial services. In addition, it offers automated teller services; debit cards; online banking, bill payment, online consumer account opening, and other electronic banking services; and safe deposit boxes. Auburn National Bancorporation, Inc. was founded in 1907 and is headquartered in Auburn, Alabama.

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Frequently Asked Questions

Is AUBURN NATIONAL BANCORPORATION, INC (AUBN) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), AUBURN NATIONAL BANCORPORATION, INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is AUBURN NATIONAL BANCORPORATION, INC's debt ratio?

AUBURN NATIONAL BANCORPORATION, INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are AUBURN NATIONAL BANCORPORATION, INC's key financial metrics?

AUBURN NATIONAL BANCORPORATION, INC has a market capitalization of $84M, trailing P/E ratio of 11.5, and revenue of $33M. Return on equity stands at 8.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.