Is ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) Halal?

NASDAQ Real Estate Luxembourg $77M
✗ NOT HALAL
Confidence: 90/100
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 324.5% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. ALTISOURCE PORTFOLIO SOLUTIONS S.A. operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 324.5%
/ 30%
41.4%
/ 30%
22.3%
/ 30%
0.64%
/ 5%
✗ NOT HALAL
DJIM 324.5%
/ 33%
41.4%
/ 33%
22.3%
/ 33%
0.64%
/ 5%
✗ NOT HALAL
MSCI 162.8%
/ 33%
20.8%
/ 33%
11.2%
/ 33%
0.64%
/ 5%
✗ NOT HALAL
S&P 324.5%
/ 33%
41.4%
/ 33%
22.3%
/ 33%
0.64%
/ 5%
✗ NOT HALAL
FTSE 162.8%
/ 33%
20.8%
/ 33%
11.2%
/ 50%
0.64%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
45.3
Forward: -16.6
EPS
$0.15
P/B Ratio
-0.7
EV/EBITDA
17.8
EV: $243M
Revenue
$171M
Growth: 3.2%
Beta
0.1
Low volatility
Current Ratio
1.2

Profitability

Gross Margin 28.6%
Operating Margin 2.2%
Net Margin 0.9%
Return on Assets (ROA) 3.5%

Cash Flow & Balance Sheet

Operating Cash Flow-$5M
Free Cash Flow-$5M
Total Debt$192M
Current Ratio1.2
Total Assets$140M

Price & Trading

Last Close$6.42
50-Day MA$6.14
200-Day MA$9.13
Avg Volume37K
Beta0.1
52-Week Range
$4.30
$15.96

About ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS)

CEO
Mr. William B. Shepro J.D.
Employees
1,236
Sector
Real Estate
Industry
Real Estate Services
Country
Luxembourg
Exchange
NASDAQ
Market Cap
$77M
Currency
USD

Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States. It operates through Servicer and Real Estate, and Origination segments. The Servicer and Real Estate segment offers property preservation and inspection, title insurance agency and settlement, real estate valuation, foreclosure trustee, residential and commercial construction inspection, risk mitigation, and residential real estate renovation services. This segment also provides Hubzu, an online real estate auction platform, as well as real estate brokerage and asset management services; Equator, a software-as-a-service technology to manage real estate owned and investor homes, short sales, foreclosure, bankruptcy, and eviction processes; Vendorly Invoice, a vendor invoicing and payment system; RentRange, a single and multi-family rental data, analytics, and rent-based valuation solution; REALSynergy, a commercial loan servicing platform. The Origination segment offers loan fulfillment, insurance, and management services. This segment also provides Vendorly Monitor, a vendor management platform; Lendors One Loan Automation, a marketplace to order services and a tool to automate components of the loan manufacturing process; and TrelixAI, a technology to manage the workflow and automate components of the loan fulfillment, and pre and post close quality control. It serves financial institutions, government-sponsored enterprises, banks, asset managers, servicers, real estate and mortgage investors, property management firms, real estate brokerages, insurance companies, mortgage bankers, originators, and correspondent and private money lenders. The company was incorporated in 1999 and is headquartered in Luxembourg, Luxembourg.

Related Halal Stocks in Real Estate

Frequently Asked Questions

Is ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), ALTISOURCE PORTFOLIO SOLUTIONS S.A. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is ALTISOURCE PORTFOLIO SOLUTIONS S.A.'s debt ratio?

ALTISOURCE PORTFOLIO SOLUTIONS S.A.'s debt ratio is 324.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 162.8%.

What are ALTISOURCE PORTFOLIO SOLUTIONS S.A.'s key financial metrics?

ALTISOURCE PORTFOLIO SOLUTIONS S.A. has a market capitalization of $77M, trailing P/E ratio of 45.3, and revenue of $171M. The company maintains a gross margin of 28.6% and a net margin of 0.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.