Is ANZ Group (ANZ) Halal?

ASX Financial Services Australia $108.9B
✗ NOT HALAL
Confidence: 95/100
ANZ Group (ANZ) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from September 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Diversified ✗ NOT HALAL
DJIM Excluded — Banks - Diversified ✗ NOT HALAL
MSCI Excluded — Banks - Diversified ✗ NOT HALAL
S&P Excluded — Banks - Diversified ✗ NOT HALAL
FTSE Excluded — Banks - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
18.5
Forward: 14.2
EPS
$1.97
Dividend Yield
455.0%
Payout: 84.5%
P/B Ratio
1.5
Revenue
$22.3B
Growth: 6.4%
Beta
0.5
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 40.5%
Net Margin 27.1%
Return on Equity (ROE) 8.3%
Return on Assets (ROA) 0.5%

Cash Flow & Balance Sheet

Operating Cash Flow$26.1B
Free Cash Flow$26.1B
Total Debt$219.8B
Total Assets$1.3T

Price & Trading

Last CloseAUD 36.65
50-Day MAAUD 37.76
200-Day MAAUD 34.85
Avg Volume4.6M
Beta0.5
52-Week Range
AUD 26.22
AUD 41.00

About ANZ Group (ANZ)

CEO
Mr. Nuno Goncalo de Macedo E Santana de Almeida Matos
Employees
42,698
Sector
Financial Services
Industry
Banks - Diversified
Country
Australia
Exchange
ASX
Market Cap
$108.9B
Currency
AUD

ANZ Group Holdings Limited engages in the provision of banking and financial products and services to retail and business customers in Australia and internationally. The company operates through three segments: Personal, Business & Agri, and Institutional. It offers banking and wealth management services to consumer and private banking customers; banking services to small and medium enterprises, and the agricultural business. The company also provides loan products, loan syndication, specialized loan structuring and execution, project and export finance, debt structuring and acquisition finance, and finance solutions; working capital and liquidity solutions, including documentary trade, supply chain financing, commodity financing, as well as cash management solutions, deposits, payments, and clearing. In addition, it offers risk management services in foreign exchange, interest rates, credit, commodities, and debt capital markets. The company provides its services through internet and app-based digital solutions, a network of branches, mortgage specialists, private bankers, and contact centers. ANZ Group Holdings Limited was founded in 1835 and is based in Melbourne, Australia.

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Frequently Asked Questions

Is ANZ Group (ANZ) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), ANZ Group is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is ANZ Group's debt ratio?

ANZ Group's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are ANZ Group's key financial metrics?

ANZ Group has a market capitalization of $108.9B, trailing P/E ratio of 18.5, and revenue of $22.3B. Return on equity stands at 8.3%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.