Is AMERISAFE INC (AMSF) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 29.1% | |
| Operating Margin | 15.6% | |
| Net Margin | 14.9% | |
| Return on Equity (ROE) | 18.5% | |
| Return on Assets (ROA) | 3.2% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $11M |
| Free Cash Flow | $9M |
| Debt-to-Equity | 0.2 |
| Current Ratio | 2.0 |
| Total Assets | $1.1B |
Price & Trading
| Last Close | $32.98 |
| 50-Day MA | $35.86 |
| 200-Day MA | $40.78 |
| Avg Volume | 181K |
| Beta | 0.4 |
|
52-Week Range
$32.00
| |
About AMERISAFE INC (AMSF)
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.
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Frequently Asked Questions
Is AMERISAFE INC (AMSF) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), AMERISAFE INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is AMERISAFE INC's debt ratio?
AMERISAFE INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are AMERISAFE INC's key financial metrics?
AMERISAFE INC has a market capitalization of $619M, trailing P/E ratio of 13.3, and revenue of $317M. The company maintains a gross margin of 29.1% and a net margin of 14.9%. Return on equity stands at 18.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.