Is Arthur J. Gallagher & Co. (AJG) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 42.2% | |
| Operating Margin | 10.4% | |
| Net Margin | 11.5% | |
| Return on Equity (ROE) | 6.9% | |
| Return on Assets (ROA) | 2.2% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.9B |
| Free Cash Flow | $1.8B |
| Total Debt | $13.5B |
| Debt-to-Equity | 58.4 |
| Current Ratio | 1.1 |
| Total Assets | $70.7B |
Price & Trading
| Last Close | $210.27 |
| 50-Day MA | $226.16 |
| 200-Day MA | $270.18 |
| Avg Volume | 2.4M |
| Beta | 0.7 |
|
52-Week Range
$195.00
| |
About Arthur J. Gallagher & Co. (AJG)
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. The company was founded in 1927 and is headquartered in Rolling Meadows, Illinois.
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Frequently Asked Questions
Is Arthur J. Gallagher & Co. (AJG) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Arthur J. Gallagher & Co. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Arthur J. Gallagher & Co.'s debt ratio?
Arthur J. Gallagher & Co.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Arthur J. Gallagher & Co.'s key financial metrics?
Arthur J. Gallagher & Co. has a market capitalization of $53.2B, trailing P/E ratio of 36.1, and revenue of $13.9B. The company maintains a gross margin of 42.2% and a net margin of 11.5%. Return on equity stands at 6.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.