Is American Integrity Insurance Group, Inc. (AII) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 56.8% | |
| Operating Margin | 43.0% | |
| Net Margin | 36.0% | |
| Return on Equity (ROE) | 39.9% | |
| Return on Assets (ROA) | 5.9% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $138M |
| Free Cash Flow | $133M |
| Total Debt | $1M |
| Debt-to-Equity | 0.3 |
| Current Ratio | 1.5 |
| Total Assets | $1.2B |
Price & Trading
| Last Close | $19.02 |
| 50-Day MA | $18.90 |
| 200-Day MA | $19.91 |
| Avg Volume | 146K |
|
52-Week Range
$15.78
| |
About American Integrity Insurance Group, Inc. (AII)
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverages, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. The company was incorporated in 2006 and is headquartered in Tampa, Florida.
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Frequently Asked Questions
Is American Integrity Insurance Group, Inc. (AII) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), American Integrity Insurance Group, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is American Integrity Insurance Group, Inc.'s debt ratio?
American Integrity Insurance Group, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are American Integrity Insurance Group, Inc.'s key financial metrics?
American Integrity Insurance Group, Inc. has a market capitalization of $365M, trailing P/E ratio of 3.3, and revenue of $276M. The company maintains a gross margin of 56.8% and a net margin of 36.0%. Return on equity stands at 39.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.