Is AMERICAN INTERNATIONAL GROUP, INC. (AIG) Halal?

NYSE Financial Services United States $39.4B
✗ NOT HALAL
Confidence: 95/100
AMERICAN INTERNATIONAL GROUP, INC. (AIG) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Diversified ✗ NOT HALAL
DJIM Excluded — Insurance - Diversified ✗ NOT HALAL
MSCI Excluded — Insurance - Diversified ✗ NOT HALAL
S&P Excluded — Insurance - Diversified ✗ NOT HALAL
FTSE Excluded — Insurance - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
13.4
Forward: 8.2
EPS
$5.43
Dividend Yield
247.0%
Payout: 32.2%
P/B Ratio
1.0
EV/EBITDA
4.7
EV: $36.9B
Revenue
$26.8B
Growth: -7.2%
Beta
0.6
Low volatility
Current Ratio
0.6

Profitability

Gross Margin 34.1%
Operating Margin 13.8%
Net Margin 11.6%
Return on Equity (ROE) 7.4%
Return on Assets (ROA) 1.7%

Cash Flow & Balance Sheet

Operating Cash Flow$3.3B
Free Cash Flow$3.3B
Total Debt$9.2B
Debt-to-Equity24.4
Current Ratio0.6
Total Assets$161.3B

Price & Trading

Last Close$74.27
50-Day MA$76.41
200-Day MA$79.29
Avg Volume4.7M
Beta0.6
52-Week Range
$71.25
$88.07

About AMERICAN INTERNATIONAL GROUP, INC. (AIG)

CEO
Mr. Peter Salvatore Zaffino
Employees
22,100
Sector
Financial Services
Industry
Insurance - Diversified
Country
United States
Exchange
NYSE
Market Cap
$39.4B
Currency
USD

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

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Frequently Asked Questions

Is AMERICAN INTERNATIONAL GROUP, INC. (AIG) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), AMERICAN INTERNATIONAL GROUP, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is AMERICAN INTERNATIONAL GROUP, INC.'s debt ratio?

AMERICAN INTERNATIONAL GROUP, INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are AMERICAN INTERNATIONAL GROUP, INC.'s key financial metrics?

AMERICAN INTERNATIONAL GROUP, INC. has a market capitalization of $39.4B, trailing P/E ratio of 13.4, and revenue of $26.8B. The company maintains a gross margin of 34.1% and a net margin of 11.6%. Return on equity stands at 7.4%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.