Is AIFU Inc. (AIFU) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance Brokers | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 41.6% | |
| Operating Margin | -2.6% | |
| Net Margin | -1.4% | |
| Return on Equity (ROE) | -7.4% | |
| Return on Assets (ROA) | -1.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $143M |
| Free Cash Flow | $134M |
| Total Debt | $206M |
| Debt-to-Equity | 6.6 |
| Current Ratio | 3.7 |
| Total Assets | $4.2B |
Price & Trading
| Last Close | $1.36 |
| 50-Day MA | $1.90 |
| 200-Day MA | $4.11 |
| Avg Volume | 27K |
|
52-Week Range
$1.36
| |
About AIFU Inc. (AIFU)
AIFU Inc., through its subsidiary, distributes insurance products in China. The company operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. The Claims Adjusting segment offers pre-underwriting survey, claims adjusting, residual value disposal, loading and unloading supervision, and consulting services. It also provides value-added services; elderly care services; healthcare services; and family governance services. In addition, the company operates FA app, an insurance sales and service platform; Fanhua RONS Assistant Digital Operating Platform, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, insurance agencies and insurance brokerage firms, as well as sales and service outlets, individual sales agents, and in-house claims adjustors. The company was formerly known as AIX Inc. and changed its name to AIFU Inc. in April 2025. AIFU Inc. was founded in 1998 and is headquartered in Guangzhou, China. AIFU Inc. is a subsidiary of Highest Performances Holdings Inc.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is AIFU Inc. (AIFU) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), AIFU Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is AIFU Inc.'s debt ratio?
AIFU Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are AIFU Inc.'s key financial metrics?
AIFU Inc. has a market capitalization of $165M, trailing P/E ratio of 0.1, and revenue of $1.8B. The company maintains a gross margin of 41.6% and a net margin of -1.4%. Return on equity stands at -7.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.