Is ASPEN INSURANCE HOLDINGS LTD (AHL) Halal?

NYSE Financial Services Bermuda $3.4B
✗ NOT HALAL
Confidence: 95/100
ASPEN INSURANCE HOLDINGS LTD (AHL) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Property & Casualty industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Property & Casualty ✗ NOT HALAL
DJIM Excluded — Insurance - Property & Casualty ✗ NOT HALAL
MSCI Excluded — Insurance - Property & Casualty ✗ NOT HALAL
S&P Excluded — Insurance - Property & Casualty ✗ NOT HALAL
FTSE Excluded — Insurance - Property & Casualty ✗ NOT HALAL

Financial Highlights

P/E Ratio
5.5
Forward: 7.5
EPS
$6.80
P/B Ratio
1.2
EV/EBITDA
4.0
EV: $2.0B
Revenue
$3.2B
Growth: 1.6%
Current Ratio
0.8

Profitability

Gross Margin 35.0%
Operating Margin 17.6%
Net Margin 14.2%
Return on Equity (ROE) 14.0%
Return on Assets (ROA) 1.8%

Cash Flow & Balance Sheet

Operating Cash Flow$555M
Free Cash Flow$537M
Total Debt$376M
Debt-to-Equity10.5
Current Ratio0.8
Total Assets$15.7B

Price & Trading

Last Close$37.50
50-Day MA$37.24
200-Day MA$35.03
Avg Volume300K
52-Week Range
$27.05
$37.61

About ASPEN INSURANCE HOLDINGS LTD (AHL)

CEO
Mr. Mark Bertrand Cloutier
Employees
1,128
Sector
Financial Services
Industry
Insurance - Property & Casualty
Country
Bermuda
Exchange
NYSE
Market Cap
$3.4B
Currency
USD

Aspen Insurance Holdings Limited, together with its subsidiaries, engages in the insurance and reinsurance businesses in Australia, Asia, the United Kingdom, Ireland, rest of Europe, the United States, Canada, and internationally. It offers various reinsurance and retrocession products, including property catastrophe reinsurance, other property reinsurance, casualty reinsurance, and specialty reinsurance; and various insurance products, such as first party insurance, specialty insurance, casualty insurance, financial and professional lines insurance, and other insurance. The company offers its products primarily through brokers and reinsurance intermediaries. The company was formerly known as Exali Reinsurance Holdings Ltd and changed its name to Aspen Insurance Holdings Limited in November 2002. Aspen Insurance Holdings Limited was incorporated in 2002 and is headquartered in Hamilton, Bermuda. Aspen Insurance Holdings Limited is a subsidiary of AP Highlands Holdings, L.P.

Related Halal Stocks in Financial Services

Frequently Asked Questions

Is ASPEN INSURANCE HOLDINGS LTD (AHL) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), ASPEN INSURANCE HOLDINGS LTD is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is ASPEN INSURANCE HOLDINGS LTD's debt ratio?

ASPEN INSURANCE HOLDINGS LTD's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are ASPEN INSURANCE HOLDINGS LTD's key financial metrics?

ASPEN INSURANCE HOLDINGS LTD has a market capitalization of $3.4B, trailing P/E ratio of 5.5, and revenue of $3.2B. The company maintains a gross margin of 35.0% and a net margin of 14.2%. Return on equity stands at 14.0%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.