Is AGI Inc (AGBK) Halal?

NYSE Financial Services Brazil $1.1B
✗ NOT HALAL
Confidence: 95/100
AGI Inc (AGBK) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
5.6
Forward: 3.5
EPS
$1.24
P/B Ratio
9.4
Revenue
$4.5B
Growth: -11.0%
Current Ratio
1.6

Profitability

Gross Margin 72.1%
Operating Margin 26.8%
Net Margin 26.7%
Return on Equity (ROE) 36.4%
Return on Assets (ROA) 2.7%

Cash Flow & Balance Sheet

Operating Cash Flow$487M
Free Cash Flow$379M
Total Debt$1.3B
Debt-to-Equity471.1
Current Ratio1.6
Total Assets$29.5B

Price & Trading

Last Close$7.32
50-Day MA$10.33
200-Day MA$10.33
Avg Volume817K
52-Week Range
$6.90
$12.21

About AGI Inc (AGBK)

CEO
Mr. Marciano Testa
Sector
Financial Services
Industry
Banks - Regional
Country
Brazil
Exchange
NYSE
Market Cap
$1.1B
Currency
USD

AGI Inc provides technology-based specialized financial services in Brazil. The company offers social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit, and insurance products. It provides its services through cloud-based software, AI-driven automation, and mobile applications. The company was founded in 1999 and is based in Campinas, Brazil.

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Frequently Asked Questions

Is AGI Inc (AGBK) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), AGI Inc is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is AGI Inc's debt ratio?

AGI Inc's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are AGI Inc's key financial metrics?

AGI Inc has a market capitalization of $1.1B, trailing P/E ratio of 5.6, and revenue of $4.5B. The company maintains a gross margin of 72.1% and a net margin of 26.7%. Return on equity stands at 36.4%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.