Is Afya Ltd (AFYA) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 252.1% / 30% | 72.4% / 30% | 49.4% / 30% | 1.31% / 5% | ✗ NOT HALAL |
| DJIM | 252.1% / 33% | 72.4% / 33% | 49.4% / 33% | 1.31% / 5% | ✗ NOT HALAL |
| MSCI | 35.9% / 33% | 10.3% / 33% | 7.0% / 33% | 1.31% / 5% | ✗ NOT HALAL |
| S&P | 252.1% / 33% | 72.4% / 33% | 49.4% / 33% | 1.31% / 5% | ✗ NOT HALAL |
| FTSE | 35.9% / 33% | 10.3% / 33% | 7.0% / 50% | 1.31% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 64.5% | |
| Operating Margin | 30.4% | |
| Net Margin | 20.4% | |
| Return on Equity (ROE) | 16.7% | |
| Return on Assets (ROA) | 8.3% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.4B |
| Free Cash Flow | $1.0B |
| Total Debt | $3.2B |
| Debt-to-Equity | 63.8 |
| Current Ratio | 2.2 |
| Total Assets | $8.8B |
Price & Trading
| Last Close | $14.94 |
| 50-Day MA | $14.39 |
| 200-Day MA | $15.05 |
| Avg Volume | 112K |
| Beta | 0.6 |
|
52-Week Range
$13.00
| |
About Afya Ltd (AFYA)
Afya Limited operates as a medical education group in Brazil. The company operates in three segments: Undergrad, Continuing Education, and Digital Services. It offers educational products and services, including medical schools, medical residency preparatory courses, graduate courses, and other programs to lifelong medical learners enrolled across its distribution network, as well as to third-party medical schools. The company also provides digital health services, such as subscription-based mobile app and website portal that focuses on assisting health professionals and students with clinical decision-making through tools, such as medical calculators, charts, and updated content, as well as prescriptions, clinical scores, medical procedures and laboratory exams, and others. In addition, it offers printed and digital content, as well as an online medical education platform and practical medical training services. Further, the company offers iClinic, a practice management software; educational health and medical imaging solutions through an interactive platform; Cliquefarma, a free-to-use website that tracks prescription drugs, cosmetics, and personal hygiene product prices; Shosp, a clinical management software; RX PRO, a solution that connects physicians with the pharmaceutical industry; and Glic, a free diabetes care and management app solution for physicians and patients. Afya Limited was founded in 1999 and is headquartered in Nova Lima, Brazil.
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Frequently Asked Questions
Is Afya Ltd (AFYA) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Afya Ltd is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Afya Ltd's debt ratio?
Afya Ltd's debt ratio is 252.1% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 35.9%.
What are Afya Ltd's key financial metrics?
Afya Ltd has a market capitalization of $1.3B, trailing P/E ratio of 9.4, and revenue of $3.3B. The company maintains a gross margin of 64.5% and a net margin of 20.4%. Return on equity stands at 16.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.