Is Enact Holdings, Inc. (ACT) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Specialty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 73.6% | |
| Operating Margin | 75.3% | |
| Net Margin | 54.6% | |
| Return on Equity (ROE) | 13.0% | |
| Return on Assets (ROA) | 8.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $725M |
| Free Cash Flow | $725M |
| Total Debt | $744M |
| Debt-to-Equity | 14.0 |
| Current Ratio | 1.0 |
| Total Assets | $6.9B |
Price & Trading
| Last Close | $40.80 |
| 50-Day MA | $41.11 |
| 200-Day MA | $38.34 |
| Avg Volume | 322K |
| Beta | 0.5 |
|
52-Week Range
$31.28
| |
About Enact Holdings, Inc. (ACT)
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
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Frequently Asked Questions
Is Enact Holdings, Inc. (ACT) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Enact Holdings, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Enact Holdings, Inc.'s debt ratio?
Enact Holdings, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Enact Holdings, Inc.'s key financial metrics?
Enact Holdings, Inc. has a market capitalization of $5.7B, trailing P/E ratio of 8.9, and revenue of $1.2B. The company maintains a gross margin of 73.6% and a net margin of 54.6%. Return on equity stands at 13.0%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.